Motorbike insurance NI

Cheap motorcycle insurance in NI – wherever you live

If you live in Northern Ireland and are looking for a motorcycle insurance policy, you may have realised that not every provider offers cover for this region. For this reason, we’ve made it even easier for you by comparing the UK’s leading motorcycle insurance providers so its easier for you to find cheap motorbike insurance ni.

All you need to do is decide which level of protection you want, whether you require any additional cover and how you’d like to pay. 

Can I get motorcycle insurance in NI?

Yes, although not every insurance provider works in Northern Ireland, we have compared providers that do. 

Are motorbikes cheaper to run compared to cars in NI?

Yes, but while it is often cheaper to run and maintain a motorcycle compared to a standard vehicle, insurance can be more expensive. This is because motorcycles are usually more powerful, are driven faster and can be riskier on the roads, therefore increasing the likelihood of an accident. 

Can you get temporary bike insurance in NI?

Yes, similar to temporary car insurance, this type of cover protects you for a limited period of time. Usually, it’s used if you’re borrowing another bike or are driving home from where you bought your bike. 

Do you need motorbike insurance to buy a bike in Northern Ireland?

No, you can purchase a bike without insurance but you will not be able to take it out on the road without an appropriate level of motorcycle insurance in place. 

Can I make my Northern Ireland motorcycle insurance cheaper?

The easiest way to reduce your bike insurance is by shopping around for deals. Also, the older the bike, and the less specifications it has, the cheaper your insurance quote is likely to be. Ensuring it’s parked in a secure place, using your no claims bonus and limiting the amount of miles you do every year can also help to reduce the quote. 

Which bikes have the highest insurance in NI?

Motorbikes that have a particularly high value or large engine typically have the most expensive rates of insurance. 

What type of insurance should I get? 

In the UK, there are three levels of insurance – third party, third party, fire and theft, and comprehensive. Every biker needs third party which covers other people, their bikes and property. The next level is third party, fire and theft which also includes if your bike is stolen, damaged in a fire or damaged during a theft attempt. Finally, comprehensive includes additional cover for if your bike is damaged in an accident. 

Does age affect motorcycle insurance in NI?

Yes, as in England, younger drivers typically have the most expensive rates of insurance. This is because they are thought to take more risks on the road and therefore be involved in more accidents.