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Top Home Insurance Companies – Compare Cheap Quotes

Whether you own your own house or apartment, you’re a tenant in a rental property, you’re living as lodger in a family home or you’re a student living in a house share, you’ll usually have dozens of different home insurance companies to choose from when you’re taking out contents insurance or building and contents insurance.

However, which providers you consider to be the best home insurance companies will often depend on a range of different factors about you, your home and the insurer.

For instance, students and other younger tenants in houseshares are more likely to rank their top home insurance providers based on price, whereas someone who is looking for over 50s home insurance or listed property home insurance is more likely to have enough disposable income to be able to base their decision on brand name recognition and the quality of a provider’s customer service.

Of course, no matter which factors you use to assess whether a provider is one of the top 10 home insurance companies, it’s vital that the provider in question is authorised and regulated by the FCA.

Quotezone.co.uk’s home insurance comparison service allows you to compare policies from over 50 different home insurance providers, and they are all FCA-authorised.

Compare top home insurance companies now

Are the top home insurance companies the ones with the most well-known brands?

That depends on which factors you value most when determining which providers are the top home insurance providers.

For some policyholders the companies with the most well-known brands might be the most trustworthy and reliable, and therefore the best.

For other policyholders ‘top home insurance companies’ might mean the cheapest ones, in which case they might view smaller, less well-known providers (most of which spend less on marketing and are therefore better able to compete on price) as the best.

How do I know I can trust a smaller home insurance company if I’ve never heard of them?

First and foremost, you should double check that they are authorised and regulated by the Financial Conduct Authority (FCA), which will mean they will be obligated to comply with all the FCA’s rules and regulations, including those relating to ‘treating customers fairly’.

It’s also worth reading the provider’s customer reviews before you take out a policy, because that can help you to understand whether the provider you’re thinking of going with really is one of the best home insurance companies.

Is the provider that offers the best contents insurance in the UK likely to be the best one all round?

No, not necessarily. Some providers specialise in combined buildings and contents insurance, while others try to ensure that they are able to offer the best contents insurance policies.

Other factors besides the type of coverage you’re looking for can also play a part, so the best plan is to use a price comparison site like Quotezone.co.uk to compare home insurance policies from lots of different providers.

How do I go about finding the best home and contents insurance?

If by ‘best home and contents insurance’ you mean the cheapest, then you should take steps to improve your property’s risk profile before looking for home insurance deals:

• Upgrading your alarm and other home security features
• Installing a 5-lever mortice lock that conforms to the BS3621 lock standard
• Installing locks on all downstairs windows
• Installing fire alarms on each floor of the house

However, if you see the ‘best home and contents insurance companies’ as those with the most established and credible brands, then you should look for the most highly regarded insurance brands on the quote page after doing a home insurance comparison.

Either way though, your search for the top 10 home insurance companies should always begin with a comparison site like Quotezone.co.uk.