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A catering van has the potential to be a very lucrative business, and sandwich vans have the advantage of requiring less cooking equipment than burger vans or fish and chip vans.
However, even if it doesn’t require grills and fryers your sandwich van is still the cornerstone of your business, which means it needs a topnotch sandwich van insurance policy. After all, if your sandwich van was ever written off and you only had third party insurance at the time your whole business would be out of action.
Luckily, when it comes to finding sandwich van insurance quotes Quotezone.co.uk has got you covered. Our catering van insurance comparison service can connect you with a variety of sandwich van insurance specialists, increasing your chances of finding the right insurance at the right price.
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Do sandwich vans cost less to insure than hot food vans?
Yes, it’s often the case that sandwich van insurance will cost a little less than a similar policy for a burger truck or fish and chip van might set you back.
There’s likely to be two reasons for that. Firstly, some sandwich vans are smaller since they don’t require as much equipment, and the equipment that they do carry will often be less valuable – two factors that could result in cheaper sandwich van insurance.
What other factors are likely to affect the cost of my sandwich van insurance?
Your van’s make, model, weight and engine size will affect the cost of your insurance, particularly because those factors also influence your van’s insurance group, but there are other risk factors your sandwich van insurance provider will consider too.
For instance, your sandwich van’s age, mileage and location can all affect the cost of your sandwich van insurance, and where you park the van overnight (in a garage, on a private driveway, on the roadside) will affect your premium too.
Finally, risk factors relating to the driver of the sandwich van will also be factored into the equation, including the driver’s age, location, driving record, and No Claims Discount.
Does sandwich van insurance usually include coverage for my fridges?
Yes, many sandwich van insurance policies can cover your van’s fixtures and fittings too, including your fridges. Some insurance providers will include this as standard, while others will allow you to add this coverage to your policy for a small fee.
Will other equipment like panini machines be covered too?
Yes, many sandwich van insurance specialists will allow you to insure other catering equipment that isn’t part of the van’s fixtures and fittings, such as panini machines, George Foreman grills, kettles, coffee makers etc.