Citroen C4 Finance Comparison Online

Citroen C4 Finance

Compare Citroen C4 Finance Options Fast

Stylish, affordable and comfortable, the Citroen C4 is a popular car among many drivers and so unsurprisingly is in high demand. However not everyone is ready to purchase a Citroen C4 outright and so financing could be an ideal option.

That’s why Quotezone.co.uk has teamed up with Magnitude Finance, to take all the hassle out of finding the right finance deal for your new set of wheels. Who are Magnitude Finance?  They are a UK business that has been helping people get the cars of their dreams for over 30 years and have arranged over £500 million of loans each year. No matter what deal you are searching for, we are here to help you with your car finance comparison.

How much is Citroen C4 finance?

How much you’ll pay on your Citroen C4 finance really depends on the plan you choose to proceed with as well as other factors such as your credit score, outstanding debts and income. Here are the common ways to finance a car in the UK.

• Hire Purchase (HP) – With hire purchase you’ll make regular payments over a typical fixed period of 1 to 5 years or 12 to 60 months. With this finance option, the owner of the car will be the financer until such time as the final payment is made and ownership is transferred to the borrower. Therefore if you miss payments, you could lose the car.
• Personal Contract Purchase (PCP) – This popular method of finance involves you making regular repayments over a fixed period of time but instead of buying the car you are essentially renting it. You will have the option to purchase the car for the remaining amount after the end of the fixed period or simply return it to the lender.
• Personal Loans – This type of finance involves you borrowing a lump sum of cash for the purchase of a car and then you will make regular payments over the fixed term until the loan is repaid. 
• Lease – A lease works in a similar way to PCP where you essentially rent a car for a fixed period of time whilst making regular payments. After the end of the lease you’ll return the car to the financer.

These plans differ in regards to term length, interest charged as well as the cars ownership. Which one you decide to choose is down to your overall goals as well as what the lender thinks is an appropriate finance option for you. It is important to do your research before committing to a finance plan.

How can I save on my Citroen insurance?

There are few simple and practical ways that you can reduce the overall cost of financing a car in the UK. Here are the most common ways people can increase their finance options as well as saving on interest.

• Improve and maintain your credit score – This may take time however having a good credit score and maintaining it will help you save money in the long run on your car finance options. Having a good credit score will also help you to secure better loans and offers for other products besides car finance in future, so it is always worth maintaining a good score.
• Always hunt around for the best rates – This may seem obvious but many borrowers forget to do it, meaning they run the risk of missing out on great deals by simply picking the first option they find.
• Consider a shorter term loan – Generally speaking the longer your term the greater the amount of interest you’ll end up paying over time. It may seem tempting to extend the time you have to repay your loan however this is a somewhat false economy as you’ll ultimately end up spending more due to interest. To reduce the amount of time you spend paying interest, opting for a shorter term loan is a good option.
• Put down a larger down payment – Whilst 10% is the standard down payment for many financing options, electing to pay a higher amount such as 20% will reduce the total amount you need to borrow for your Citroen. This will reduce the total amount you end up paying on interest in the long run.

Compare Citroen finance options now