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When you compare goods in transit insurance with our impartial and effective free service, you will see why more than 3 million people have already obtained insurance quotes from Quotezone.co.uk
What is goods in transit insurance?
Goods In Transit insurance is typically used as an add on to courier, haulage and tradesman insurance policies. It is an important part of your business, as it protects property against loss or damage while the goods are in transit from one place to another. You can take this insurance out for goods being distributed in your own vehicle or by a third-party carrier, and can be used in the UK or abroad in eligible EU countries. A goods in transit insurance policy will protect you from:
- Theft of goods while in transit
- Damage caused to goods by traffic accidents during transit
- Loss of goods during transit
- Damage caused to goods by the transit process
This is to provide your business an extra layer of protection should you find yourself at a loss with expensive goods that are damaged or lost during transport. If the amount is significant enough, having a goods in transit policy can be a financially sound decision should clients try and claim these costs from your business.
How much is goods in transit insurance?
The cost of your goods in transit policy will largely be determined by what goods you are wishing to insure during transport. For example specialist or hazardous goods such as chemicals, medical specimens, explosives and fuels will likely be more costly to insure than furniture. If your business transports these goods then your premiums will be directly impacted.
Some van and business insurance policies will already offer elements of goods in transit coverage within their deals, however it is important to always confirm this by reading and checking policy details before purchase. However these elements will usually only cover you up to certain value for your goods. If your policy does not already include this, then selecting goods in transit as an add on is also an option. This simply allows you to include coverage for goods in transport on top of your standard van and business insurance.
How to get goods in transit insurance
You can elect to have goods in transport insurance added to your standard fleet, business, van or truck insurance for an additional fee. The extra coverage offered will naturally increase the price of your premiums but can provide a peace of mind that you won’t be left in a lurch with expensive damages.
Alternatively you can take out goods in transit insurance as a separate standalone policy should you decide that this is a cheaper alternative. You should again compare multiple insurers and quotes in order to help you make a decision, doing this will present you with a better idea of what insurance options are available on the market.
How can I get cheaper goods in transit insurance?
The best way of finding the cheapest goods in transit insurance for your business needs is to simply compare multiple lenders and quotes. Some insurers may offer goods in transport insurance as an add-on when you take out another related form of insurance policy with them. This may mean that you could save by choosing this coverage as an add on rather than taking out a separate insurance policy.
You should always double check this against individual goods in transport policies however before committing to a purchase.
We will do the work for you- goods in transit insurance comparison made easy!
If you’re looking for insurance for your business, we understand that you don’t always have the time to search lots of different insurance companies to compare quotes. That’s why we do the searching for you! We work with specialist goods in transit insurance companies who can offer some of the best rates around. Whether your business is haulage, courier or something different, our specialists will help you find the cover you need.
How can Quotezone help to find cheap goods in transit insurance?
Quotezone will help you to find goods in transit insurance through our specialist goods in transit insurance panel. Fill in one simple form with your details, and our insurers will contact you with a tailor-made quote to cover couriers, haulage or tradesmen. Quotezone is proud to be an independent insurance comparison site. More than 3 million users so far have used our website to compare insurance, give it a try and find a great deal on your goods in transit insurance! Quotezone.co.uk takes the hassle out of searching for goods in transit insurance for your business.