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Tenerife Travel Insurance
If you’re planning a trip to Tenerife, you’ll soon be enjoying sunny beaches, boat tours, and the unique volcanic landscape. And while Tenerife feels like a home away from home for many UK tourists, travel insurance is still a must have to protect you when things go wrong.
We’ll cover all you need to know about Tenerife travel insurance, so you’re prepared and protected for your holiday. You’ll learn what coverage you need, how EU travel regulations affect you, and essential considerations for your Tenerife adventure.
The highlights:
- Risks on the water – cover needs for water sports and boating.
- Health cover – Understanding health coverage in Tenerife.
- Cancellations and delays – How to make sure you’re covered for cancellations and delays.
- Activities in Tenerife – Cover for Tenerife’s top attractions.
Tenerife Travel Insurance from UK
Tenerife is a beloved destination for UK travellers, but it’s still essential to be aware of potential risks. Our research lists Spain, including Tenerife, as the sixth top pickpocketing destination in Europe. This, along with other potential issues, emphasises the necessity of finding travel insurance to Tenerife before you visit.
What our experts say:
“Remember to double check what is and isn’t covered on the travel insurance policy before heading to these high-ranking destinations, most travel insurance policies cover important documentation such as passports but rarely cover stolen cash and phones. Most providers allow travellers to add on extras that might be needed such as gadget travel insurance.” – Greg Wilson, Founder and CEO of Quotezone.co.uk
Cheap Tenerife Travel Insurance
When it comes to travel insurance, price matters. And if you want to find cheap Tenerife travel insurance, comparing insurers is key. Getting multiple quotes lets you quickly find the best coverage for your travel plans at a competitive price.
We provide transparent and unbiased comparisons of 30 UK travel insurance companies. We are regulated by the FCA, not owned by any insurance companies and do not have any investments in insurance brokers, so our customers are our top priority.
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How can I get cheaper travel insurance for Tenerife?
There are a lot of small steps you can take to improve your travel insurance Tenerife costs. These might seem insignificant, but they can all add up to get you a better deal. These include:
- Choose the right coverage type – Choosing insurance that suits your travel plans can keep down costs. Single trip travel insurance is best for short term, one off holidays. Whereas annual multi trip cover can be more cost effective if you plan numerous holidays to different countries in one year.
- Only buy what you need – Some add ons will allow you to cover expensive gadgets, cameras or riskier activities like boating or climbing. If you dont need these you can avoid overspending by selecting only the coverage that’s relevant to your trip.
- Higher excess – Opting for a higher excess on your travel insurance can lower costs, but it’s important to make sure you’re comfortable covering these expenses in the case of a claim.
- Compare quotes – Always compare quotes from various insurers to make sure you find the best deal and don’t pay over the odds.
Do I need travel insurance for Tenerife?
While getting Tenerife travel insurance from UK is not necessary by law, we would highly recommend getting it. It is invaluable in protecting you and your finances, giving you coverage that you could end up in financial difficulty without.
Coverage from Tenerife travel insurance includes:
- Cancellation and curtailment – You’ll be covered for expenses associated with unexpected trip interruptions or cancellations.
- Medical treatment – Protects from any non emergency or private medical costs not included on your EHIC or GHIC card.
- Repatriation – Covers the expenses of returning to the UK for specialised medical care or in the case of death.
- Personal accident cover – Gives you financial support in case of severe injuries like limb loss or blindness.
- Personal liability cover – Covers injuries or damages to third parties that are a result of your actions.
- Legal expenses – Assistance with legal fees if you require legal support.
Is Tenerife classed as Europe for travel insurance?
Yes, Tenerife is part of the Canary Islands, which falls under Spain, making it part of Europe for travel insurance purposes. Whether you’re buying single trip insurance or an annual policy, you can select Spain or Europe as your coverage area and still be protected when travelling to Tenerife.
What insurance do I need to go to Tenerife?
The level of insurance you need depends on the duration of your stay and your planned activities. Your options include:
- Single trip insurance – Ideal for short term holidays.
- Annual multi-trip insurance – Perfect if you travel multiple times a year, and it can cover different locations.
- Backpacker insurance – Covers extended journeys through multiple countries.
Some other levels of coverage can be offered as add ons to your main travel insurance policy. Some that you might want to consider for Tenerife are:
- Activity cover – Add extra insurance for high risk activities like hiking, surfing, and scuba diving in Tenerife.
- Medical insurance – If you have existing medical conditions or want more comprehensive medical coverage you can choose a policy that covers higher medical costs.
- Cruise cover – If you’re planning to visit the Canary Islands via a cruise, this safeguards against missed departures, trip interruptions, and unexpected schedule changes.
- Natural disaster cover – Tenerife is home to an active volcano, and the Canary Islands are susceptible to tremors and minor earthquakes. While these events are rare, it could be wise to consider this coverage, especially in a changing climate.
Does my EHIC or GHIC card cover me in Tenerife?
Yes EHIC and GHIC cards cover emergency medical treatment in Tenerife. And while these give you access across European Union countries, they won’t give the same comprehensive coverage as travel medical insurance.
Medical travel insurance lets you get help from private care facilities and covers the costs of getting you home if you need specialised treatment or in the case of death abroad. If you have pre-existing medical conditions, additional insurance is important to ensure you can get the care you need no matter where you are.
Get a quote from Quotezone.co.uk to ensure you have the coverage you need for a safe and enjoyable Tenerife adventure. Embark on your journey with peace of mind and make unforgettable memories on this beautiful island.
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