Get cheap travel insurance for Lanzarote now

Travel Insurance for Lanzarote

Lanzarote’s year round sun makes it an ideal holiday destination that has been long loved by UK visitors. Some of the more popular spots can feel like a home from home, but no matter how familiar, it’s still important to have travel insurance that protects your health and finances while you are abroad. 

In this guide, we’ll provide you with all the necessary insights to know before you get your travel insurance from Lanzarote. This lets you understand the coverage you need and the coverage you dont so that you can find the policy and price that fits your holiday needs and budget. 

Travel Insurance for Lanzarote from UK 

Part of avoiding falling into trouble abroad is being aware of the risks you are going to face. We carried out research on the top pickpocketing destinations across Europe. And Spain, including Lanzarote, came in at sixth place. This highlights the necessity of Lanzarote travel insurance and the need to be vigilant of your belongings in popular tourist destinations like this.

Our experts say:

“Many holidaymakers are unaware that some of the most popular destinations for Brits have some of the highest incidents of pickpocketing in Europe. Try never to leave personal belongings unattended because travel insurance companies require travellers to take ‘reasonable care’ and could reject insurance claims for theft if items have been left alone.” – Greg Wilson, Founder and CEO of Quotezone.co.uk 

Cheap Travel Insurance for Lanzarote

Much like the rest of your holiday, your travel insurance might have to come in under a budget. And the key to finding cheaper insurance can lie in comparison. By comparing quotes from multiple insurers you can often find the same cover for a cheaper price so you are not paying more than necessary. 

We are dedicated to delivering transparent and impartial comparisons of 30 UK travel insurance companies. As well as being regulated by the FCA, we are entirely independent and are not owned by insurance companies so our top priority is finding you a better price.

Choose the best travel insurance for Lanzarote coverage for you now.

How can I get cheaper travel insurance for Lanzarote?

When you are in the know there are some real, actionable steps you can take to reduce your Lanzarote travel insurance expenses. These can include:

1. Choosing appropriate coverage – Tailor your insurance to match your travel plans. Single trip travel insurance suits short-term, one time holidays, while annual multi-trip cover is more cost effective if you plan multiple vacations to different countries within a year.
2. Avoid unnecessary add-ons – Some insurers offer add ons for expensive gadgets, cruise cover, or high-risk activities like boating or surfing. But only selecting the coverage that applies to your trip activities means you can steer clear of unnecessary expenses.
3. Consider a higher excess – Choosing a higher voluntary excess can lower your overall costs. However, it’s essential to ensure you’re comfortable covering these expenses in the event of a claim.
4. Compare Multiple Quotes – Always thoroughly compare quotes from various insurers to secure the best deal and prevent overspending.

Do you need travel insurance for Lanzarote?

Although it’s not legally required that you get Lanzarote travel insurance from the UK, we strongly suggest it. Travel insurance provides invaluable protection for you and your finances, preventing potential financial difficulties when things go wrong.

Lanzarote travel insurance coverage encompasses:

• Coverage for cancellations and curtailment – This ensures coverage for expenses related to unforeseen trip interruptions or cancellations.
• Medical treatment – It safeguards against non emergency or private medical expenses not covered by your EHIC or GHIC card.
• Repatriation – This covers the costs associated with returning to the UK for specialised medical care or in the unfortunate event of death.
• Personal accident coverage -This offers financial support in the case of severe injuries, such as limb loss or loss of sight.
• Personal liability cover – It protects against injuries or damages to third parties that result from your actions.
• Legal expenses support – This provides help with legal fees if legal support is required.

What insurance do I need to go to Lanzarote?

The level of insurance required depends on your stay’s duration and your planned activities. Your choices include:

1. Single trip insurance – Ideal for brief holidays.
2. Annual multi-trip insurance – Perfect for individuals who travel multiple times in a year, covering various locations.
3. Backpacker insurance – Designed for extended journeys spanning multiple countries.

Additional coverage levels can be added if you need extra coverage not included in standard travel insurance. Some of the options that are commonly added to travel insurance to Lanzarote include: 

• Activity coverage – Standard insurance covers activities like swimming and sightseeing, but anything more high risk like surfing, scuba diving, or spelunking will need additional cover.
• Cruise Protection – If you plan to visit Lanzarote as part of a cruise, this covers missed departures, unexpected schedule changes, and trip interruptions.
• Protection against natural disasters – Lanzarote is a volcanic island and although rare, is susceptible to tremors and minor earthquakes. Given the evolving climate, you might consider this coverage.
• Gadget and electronics coverage – If you’re travelling with valuable electronic devices like smartphones, laptops, or cameras, this add-on protects against theft, loss, or damage to your gadgets.

Is Lanzarote classed as Spain for travel insurance?

Yes, Lanzarote is part of the Canary Islands, which falls under Spain, categorising it as part of Europe for travel insurance. Whether you’re purchasing single trip insurance or an annual policy, you can choose Spain or Europe as your coverage area, ensuring your protection during your journey to Lanzarote.

Does my EHIC or GHIC card cover me in Lanzarote?

While your EHIC and GHIC cards do cover emergency medical treatment in Lanzarote, their coverage may not be as comprehensive as travel medical insurance. Travel medical insurance grants access to private care facilities and covers the costs of repatriation and specialised treatment. This is especially crucial if you have pre-existing medical conditions.

To ensure you have the necessary coverage for a secure and memorable adventure in Lanzarote, get a quote from Quotezone.co.uk. We let you quickly compare quotes from 30 UK travel insurers with a single form. Embark on your journey with peace of mind, ready to create unforgettable memories on this stunning island.

Compare with us and Lanzarote travel insurance coverage today.