You don’t need travel insurance for Ireland from UK by law, but it is highly recommended by both travel experts and government bodies.
Ireland is a relatively safe destination for tourists, coming in as the lowest spot for the top pickpocketing destinations in Europe. But, accidents can happen anywhere, and pickpocketing is not the only hazard you have to worry about when travelling.
Unexpected problems like cancellations and medical expenses, can quickly become a serious financial burden if you do not have insurance to cover them as you will be liable for these completely alone.
The best travel insurnace for your travels to Ireland will be a policy that meets your needs. There are a few main options available, including:
This varies from policy to policy, but the details that will influence the cost of your Ireland travel insurance premium include:
If you are travelling in the Northern Ireland you will still be covered by the NHS. Whereas in the South of Ireland, you will be able to have access to the same level of healthcare as Irish residents via your EHIC or GHIC cards. So it’s important to know which part of Ireland you are visiting so you know where to turn if you need medical care.
Whether due to personal factors or reasons that are out of your control, Ireland travel insurance can offer crucial protection against the financial impacts of holiday cancellations. When travelling in a group, having the right coverage in place is essential, as delays and cancellations can be even more costly if not protected.
Travel insurance to Ireland typically covers medications, visits to the doctor as well as possible stays in hospital. Repatriation involves transporting a sick or hurt person back to their home country. Make sure you carefully compare travel insurance in Ireland, particularly if you are an older traveller, to ensure you take out a policy that has the particular coverage you may need.
Travel insurance for Ireland typically includes the loss or theft of personal property. When you are travelling it is a good idea to have multiple means of payment with you, just in case.
When travelling, baggage delays or luggage that gets lost can be disruptive. This cover can allow the replacement of essential items after a time period specified in the policy.
If you suffer an accident, your Irish travel insurance will likely cover your medical care, emergency treatment, and even hospital stay while you recover.
If you face a delay in your pre booked transport to Ireland, Ireland travel insurance policies typically cover costs incurred due to this delayed travel.
You can face legal consequences should you damage someone else’s property or be the cause of any loss or injuries. Ensure you fully understand your travel insurance to Ireland policy to know what’s included and if necessary, take out an add-on if this coverage is important to you.
This type of cover is typically an add-on to travel insurance for Southern Ireland. It can cover you for gadgets that are lost, stolen or damaged while travelling.
When taking out single-trip or multi travel insurance for Ireland, keep in mind that it doesn’t typically cover you for activities that are considered high-risk. Cover is usually applicable to most activities, but some activities may require additional adventure activity cover.
Insures you against things that can happen on cruise holidays, like missed port stops or being confined to your cabin. This insurance will typically include other coverages you would expect in a travel insurance policy.
If you have existing medical conditions, ensuring you are covered should you require medical attention is very important. We advise taking the time to thoroughly research your options when travelling with pre-existing health issues.
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