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Burger Van Insurance – Compare Cheap Quotes
A burger van can make for a very profitable business, particularly if you sell your food in the right place at the right time. However, since the burger van is the cornerstone of your business it really is vital that you have the right burger van insurance in place to protect your business’s most valuable asset.
And that’s where we come in. Quotezone.co.uk’s catering van insurance comparison service can connect you with a range of burger van insurance specialists, which means you stand a better chance of finding the right insurance at the right price.
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Will burger van insurance companies insure vehicles that weigh more than 3.5 tonnes?
Yes, while many burger vans do weigh less than 3.5 tonnes if you happen to have a vehicle that weighs more than this you should still be able to find a suitable burger van insurance policy.
However, your burger van’s weight and engine size can affect its insurance group, which can in turn affect the cost of your burger van insurance, so it’s possible you might have to pay a little more for your cover if your burger van is a particularly heavy vehicle with a high insurance group.
Does burger van insurance cover my fixtures and fittings?
Yes, most burger van insurance policies can cover your van’s fixtures and fittings too, such as your grill, fryers, fridges and shelving units.
Some burger van insurance policies include this fixtures and fittings cover as standard, while others will let you add it for a small fee.
Does catering van insurance cover me against public liability claims?
It’s advisable to have a public liability insurance policy for your burger van business, especially if you’re running a catering service in a location where a customer could be injured. However, this coverage often isn’t included as standard when you insure your burger van, so you might have to either bundle it with your burger van insurance policy when you’re signing up, or take out a standalone public liability insurance policy.You can compare public liability insurance here.
What about employers’ liability insurance, will that be included?
If you employ staff in your burger van you will need employers’ liability insurance – this type of policy is a legal requirement for any business that employs staff, even on a part time basis.
However, employers’ liability insurance often isn’t included as standard when you insure a burger van, so you should compare quotes for this type of policy before taking on any staff.