Motorbike Insurance

Motorbike insurance is an agreement between you and an insurer – when you pay a premium to the insurer they will cover the costs of certain damage and injuries you may be liable for if you have a motorbike accident. Motorbike insurance will vary in what it covers you for depending on your chosen level of cover. Insurers will also have exclusions on what’s covered by their motorbike insurance policies so be sure to also check your policy details.

Motorbike insurance exclusions can vary across insurers so it is recommended that you check the providers T&Cs to confirm. Some common exclusions on standard motorbike policies include:

The cost of your motorbike insurance will vary between insurers so it’s important to compare motorbike insurance policies. Doing a motorbike insurance comparison is the easiest way of finding cheap motorcycle insurance. There are also some long-term changes you can make to help reduce the price of your future premiums.

• Breakdown cover –  If your motorbike breaks down and you require emergency roadside assistance, breakdown cover will get you the help you need to fix or transport your bike from the roadside. Most breakdown insurance providers will also assist with transporting your bike to a repair shop.
• Pillion cover – If you plan on carrying passengers on your bike then you’ll need to be sure pillion cover is included in your policy. You must be a full motorbike or moped licence holder in order to qualify for pillion cover.
• Replacement Keys – In case vehicle keys are lost or stolen, this will cover the cost of getting a replacement set.
• Personal effects cover – Helmet and leathers cover can insure you for your expensive bike gear and keep items such as, boots, jackets, helmets and gloves covered should they be damaged in an accident. Many policies will offer coverage for up to £1500.
• Legal expenses cover – If you incur legal costs as the result of an accident, such as pursuing loss of income or travel expenses from the at-fault party, legal expense cover can insure you from these costs.
• Replacement Keys – In case vehicle keys are lost or stolen, this will cover the cost of getting a replacement.
• Protected no claims discount – If you’ve built up a no claims discount over the years you’ll want to protect it. By paying for extra cover to protect your no claims discount you can ensure that your hard earned discount won’t be impacted if you need to make a claim.
• European travel cover – Some comprehensive policies may only offer third party cover for riding your motorbike in Europe. If you want to have the same level of coverage in Europe that you have in the UK, you’ll need to add European travel cover.

Quotezone can help you find cheap motorbike insurance by allowing you to quickly compare multiple quotes. Simply tell us some info about your bike, yourself and the level of cover you need and start getting cheaper motorbike insurance quotes.