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Cheap Car Insurance
When it comes to comparing car insurance, the most important thing is knowing where to look. Whether you’re a learner driver, a student or a seasoned motorist in your 60s or 70s, you don’t need to be confused over where and how to get a cheaper car insurance policy.
With Quotezone you’ll have a much better chance of finding the best car insurance premiums by comparing quotes from a wide range of providers from across the UK market with 110+ insurance providers. Get a car insurance quote online in minutes and start saving on your premiums today.
Why compare car insurance with Quotezone.co.uk?
Young provisional licence holders as well as older drivers with decades of experience behind the wheel regularly turn to Quotezone.co.uk. Our independent and unbiased insurance comparison platform allows you to compare car insurance quotes in a matter of minutes, without any hidden fees or surprises. Our expertise and panel of UK-based insurance specialists mean that finding cheap car insurance has never been easier! – In fact, 51% of consumers could save £504.25 on their car insurance when using us.
You too can get cheaper car insurance quotes in moments and start saving today.
How to get cheap car insurance
Contrary to popular belief, getting cheap car insurance doesn’t need to be difficult or time-consuming. To save money on your car insurance, there are a few simple steps you can take:
Opt for a car in a lower insurance group
Opting for higher voluntary excess
Parking in a garage or on a private driveway
Consider telematics insurance
Install additional security features
Paying annually instead of monthly
Update your insurer over changing circumstances
Avoid getting penalty points
Opting for comprehensive cover
Avoid modifying your car
Add a ‘named driver’ to your policy
Build up a no-claims bonus
As a top tip – Doing a car insurance comparison with multiple providers will always increase your chances of finding cheaper quotes. You should compare car insurance quotes when it is nearly time to renew your existing policy. This will give you the best chance of finding the cheapest car insurance available to you on the current market.
We search over 110 car insurance providers to save you hassle and money
Compare Car Insurance
We search over 110 car insurance providers to save you hassle and money
What does car insurance cover?
What your car insurance will cover will depend on the type of policy you choose. Any add-ons and extras you decide to include will also increase what’s covered under your car insurance policy.
Third-party only (TPO)
This is the minimum level of car insurance legally required to drive on public roads in the UK. Third-party car insurance is intended to cover the costs of any injury or damage you cause to others as a result of an at-fault accident. It will not cover the cost of repairing or replacing your own vehicle.
Third-party, fire and theft (TPFT)
This will include standard third-party cover with the added benefit of covering your own car if it is stolen or damaged/written off as a result of fire. You still won’t be covered for your own vehicle in an at-fault accident.
Comprehensive cover
A fully comprehensive policy is the most comprehensive level of coverage a driver can take out in the UK. This level of coverage includes everything that’s covered by TPFT with the added benefit of covering repairs and replacement of your own car even if you are the at-fault driver. This type of insurance will also pay out if you’re involved in an accident with an uninsured driver, which isn’t covered by lower levels of coverage.
The type of car insurance that will be best for you will depend on your individual coverage requirements and budget. Remember to compare multiple car insurance quotes as sometimes a more comprehensive car insurance policy can be the cheaper option. You can also choose add-on options and extras to better tailor your coverage to your specific needs.
As counterintuitive as it seems, third-party car insurance is often a more expensive option for many drivers, and it also leaves people at risk of further financial damage, so we’d always recommend fully comprehensive, if possible, especially when it’s actually a cheaper policy for many drivers and the cost of parts and repairs are surging.
Greg Wilson, Founder of Quotezone.co.uk
How much is car insurance?
Getting cheap car insurance quotes that can also give you all the coverage you need is the end goal for most motorists on the hunt for a new insurance policy.
Here’s how much a UK motorist can expect to pay for their car insurance on average across all levels of coverage.
Age Group | 18-24 | 25-34 | 35-44 | 45-64 | 65+ |
---|---|---|---|---|---|
Annual | £1927.13 | £896.00 | £711.65 | £502.30 | £450.40 |
Monthly | £160.00 | £76.66 | £59.30 | £41.85 | £37.53 |
What affects the cost of car insurance?
The cost of your car insurance is determined by the risk that an insurer will likely face if they offer you coverage. This means that the cost of car insurance can vary greatly between individual motorists. Insurers calculate risk by using multiple factors to determine how much you should be charged to insure your car with them.
When looking for the best car insurance in the UK, there are a few things you’ll need to be aware of which will impact how much you pay for your coverage.
The list below is not exhaustive, however it should provide you with a good knowledge of what sort of factors will influence your insurance premiums. If you are interested in finding out what practical steps you can take to get your insurance premiums down read on to see our top data-driven tips on how to save.
Your Vehicle
Your Age
Your Excess
Your Occupation
Your Location
Your Driving History
Your Claims History
Your Medical History
Your Optional Extras
What people have to say about our car insurance comparison service
The quote l got was the cheapest on all the comparison websites
kalbinder
I used other sites to get a car insurance. Quotezone was by far the best. I took a car insurance with an insurance company that they suggested. Since then I had an accident and the insurance company was great and I am very happy with them. To summaries I got a great deal from the financial aspects and also from the customer services aspects. I have already recommended Quotezone to a number of friends and as far as I know two of them have insured their cars via them.
Dariush
4.89/5 from 38 customer reviews
Frequently Asked Questions
Does gender affect car insurance?
Why has my car insurance gone up?
Does my car insurance let me drive someone else’s car?
What is insurance excess?
Will opting for a high voluntary excess ensure I get offered the best car insurance quotes?
What is dash cam insurance?
Getting the cheapest car insurance
Why is comprehensive insurance sometimes cheaper?
How can I get free car insurance?
How can Quotezone help to find cheap car insurance?
Written by Greg Wilson
Page last reviewed on 26th October 2023 by Greg Wilson.
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*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.