Compare BMW 3 Series insurance with Quotezone.co.uk

As the proud owner – or owner-to-be – of a beautiful Beemer, you’ll understand the importance of the right insurance policy to protect your car. Investing in a BMW 3 Series can take a hefty chunk out of your wallet, so it’s worth having the right insurance policy to protect your vehicle.

Use our free, simple service to find the best cheap BMW 3 Series insurance quotes. Then all you’ll need to worry about is remembering to pack your sunglasses and the perfect soundtrack for your next road trip.  

Is it expensive to insure a BMW 3 Series?

That depends on your perspective. If you’re a BMW owner, then you understand that quality sometimes costs more money. A BMW is a luxury car and finding the right cover to protect it can be a costly process. However, as BMW parts are expensive and repair bills can quickly run into triple figures or more, it pays to have the right policy in place. 

Think of it as an investment for the future. Not only are you protecting your pride and joy, but also your bank account. 

What will BMW 2 Series insurance cover me against?

The only legal requirement for UK motorists is that your insurance policy covers damage to other people or their property. This is known as third party cover. 

However, as a BMW owner, you know that you have to pay for quality. As with your car, if you want something that covers all the extra features then you’ll need a more expansive insurance policy. The common insurance policies are third party only cover, third party fire and theft (which adds, as you might imagine, fire and theft to the cover) and finally fully comprehensive. 

A fully comprehensive policy is the creme de la creme of insurance and the best policy to choose to fully protect your BMW 3 Series.  It means that your car is fully covered and will be repaired or replaced in the event of damage or theft, no matter the cause.

What insurance group is a BMW 3 Series?

No matter what type of car you drive, from banger to Beemer, it belongs to one of 50 car insurance groups. Group one is the cheapest, while group 50 is the most expensive. The more powerful, rare and expensive your car, the higher the group it will be in.

The BMW 3 Series sits between insurance groups 25 and 39. 

These cars have high market values, powerful engines and therefore higher repair prices. As a luxury car, the insurance for BMWs can often be a bit pricey. However, when you consider the cost of parts and labour, a fully comprehensive insurance policy is a sound investment. 

How do I apply for BMW 3 Series Insurance?

As with all types of insurance, if you do your research before taking out a new policy then you will save money. Consider which insurance policy is best for your BMW and your budget alike.

Want to take the hard work out of research? Enter your details into our system now for a fast and free quote from over 110 UK insurance providers. Ready to go?