Ford Kuga insurance

An extremely successful SUV, the Ford Kuga manages to balance practicality, stylish rugged looks and smooth handling with confidence. Now offered in hybrid-models, it is also a car with the future in mind. If you are looking for the perfect family car, the Ford Kuga has it all.

If you’re looking to find out more about Ford Kuga insurance, then be sure to read through this essential guide.

How safe is the Ford Kuga?

Very safe. The Kuga was rewarded a five-star Euro NCAP safety rating in 2019, achieving 92% for adult occupation and 86% for child occupation.

How much does the Ford Kuga cost?

A new Ford Kuga can be bought from £26,145, while the second-hand models can be found in the used market for less than £5,000.

What insurance group does the Ford Kuga fall under?

The Ford Kuga falls in insurance groups 10-26, with the 2.0-litre models finding themselves in the higher margin, but still comparatively low. The new PHEV (plug-in electric hybrid vehicle) version introduced in 2020 also finds itself towards the higher end at insurance group 19, but that’s because parts to fix electric vehicles are still quite high.

Is the Ford Kuga cheap to insure?

Although the Ford Kuga range occupies a fairly wide space across the insurance groups, it shouldn’t be a particularly expensive car to insure, even for some of the more popular trims. The entry level models in particular offer some very affordable insurance rates.

What warranty does the Ford Kuga come with?

By default, all Ford vehicles come with a 3 year/60,000 miles warranty, offering you protection against any defect relating to material, fitting or manufacturing fault. Consider Ford’s extended warranties if you are looking to own your Ford Kuga for more than three years. Warranties and insurance are completely different, with insurance being required by law.

Can I reduce my Ford Kuga insurance?

Outside of your location and driving experience, there a number of ways to reduce your premium. Black box insurance – or telematic insurance – is a popular option for newer drivers. Having a more experienced named driver on your policy is also a good idea to save money.

Another option is to increase your voluntary excess, but you will need to be certain that you can afford this if you make a successful claim. Also, consider where you leave your Kuga at night. Many insurers will provide more favourable quotes if you are able to park securely away from the road.

Where can I find Ford Kuga insurance?

It is easy to browse and compare a wide range of quotes for your Ford Kuga. Whether you are an experienced driver or are new to the roads, it is worth taking the time to find a quote that best suits your particular Kuga model, and also your cash situation. Particularly with the more expensive trim, you’ll want to have the most comprehensive insurance you can afford.