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Virgin car insurance

Virgin launched their car insurance operation in May 2004 and introduced one of the first monthly premium payment plans were customers are not charged a fee for paying monthly. Today customers can buy comprehensive car insurance, breakdown car insurance and more and receive instant cover for your car. Virgin car insurance will also give you a 10% discount if you have another insurance product from Virgin such as home insurance or pet insurance.


Virgin provides third party car insurance, third party fire and theft car insurance and comprehensive car insurance.

One of the features about the Virgin site is that they try to portray information in regular everyday language so that we can all understand what they mean. For example instead of saying you have third party insurance, which you do, they illustrate their services and coverage a different way. They will ask common questions that all customers have. E.g. am I covered if I injure another person? And the answer is yes! Customers can review the simple straightforward chart that Virgin provides to help them understand what is covered and what is not.

If you would like to review the full policy document, you can download it and read it using Adobe Acrobat reader. Virgin also provides a FAQ section to answer frequent questions that many people have.

Customers can also receive no claims discounts and purchase motor legal protection insurance and breakdown car insurance cover. Breakdown cover is provided by Green flag motoring assistance 24 hours a day for the entire year.

Customers who need assistance can take advantage of Braille services, large font and audio material as well as type talk service.

Virgin car insurance is promoted by Virgin money personal financial services LTD. It is underwritten by UK insurance Limited that is authorised and regulated by the Financial Conduct Authority.

*51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.