Six Month Temporary Car Insurance

Can you get car insurance for 6 months?

Yes, many temporary car insurers will offer cover for 6 months. In fact, you can choose the exact length of your temporary policy, whether you need insurance for a few hours, days, or months. This alternative to annual car insurance can be useful in a range of circumstances where you only need temporary insurance coverage on a vehicle. It can offer the same comprehensive cover, while cutting down on the unnecessary cost of a full year’s premium.

How does 6 month car insurance work?

Typically, car policies last for twelve months and can be renewed thereafter. However, not everyone requires cover for the full year. Six month car insurance lets you choose from the same levels of coverage for only the time you need. You can specify if you want comprehensive, third party only, or third party, theft and fire cover. You can also choose exactly when you want a policy to start and end, with the option of immediate start insurance.

Temporary 6 month car insurance VS annual car insurance

Flexible coverage

The exact length of temporary insurance cover is open to your needs. So, whether you need 2 months or 3 months of insurance, you can customise this cover.

Potential cost savings

When you buy 6 month car insurance you only pay for the cover you need. Although you may pay more for per month than in an annual policy, the overall cost is likely to be lower.

Customisable options to match your driving needs

Temporary insurance can be used to fill coverage gaps in your annual insurance in the short term. For example, if you only need business use cover for 6 months, this could be cheaper than adding the extra cover to your annual policy.

Protects your no claims bonus

When you claim on a temporary car insurance policy, your no claims bonus will not be affected on any annual policy you hold.

Who can benefit from 6 month car insurance?

Drivers temporarily without their own car

For example, if your car has been written off after an accident, and you’re waiting for an insurance payout or a new car to arrive.

When borrowing a vehicle short-term

For example, sharing a friend’s car while you look for your own to buy.

Learner drivers practising outside of lessons

For example, learner drivers practising in family or friends cars outside of their lessons.

Young drivers or students

For example, young drivers returning home from university for the summer and borrowing their parents’ car.

Travellers, tourists or expats

For example, a digital nomad buying a car for a six month stay in the UK.

Cost-conscious drivers seeking flexible policies

For example, drivers with expensive premiums who opt for short-term insurance while saving for a more comprehensive annual plan.

Finding cheap temporary 6 month car insurance in the UK

How much is temporary car insurance for 6 months?

Much like annual policies, the cost of your 6 month insurance policy will be tailored to the risk of insuring you on the road. If you are a new driver, or have past motoring convictions, you will pay much more than someone with a clean driving record and long no claims history.

Tips when searching for cheap 6 month temporary car insurance

Finding cheap insurance for 6 months starts with finding insurance companies and brokers specialising in temporary coverage.

Comparing prices and policies across these insurers can help you identify options within your budget.

Always be sure to compare the exact coverage and exclusions on each policy, as the cheapest 6 month insurance policy is not always the best option. Ensure the cover you choose matches your needs.

Why use Quotezone when shopping for 6 month car insurance?

Online comparisons can speed up the process of finding six-month car insurance. At Quotezone, we make this easier by giving you a list of experiences, UK based temporary insurers in one place.

You can compare policies from here and find the cover you need for your car, van, motorbike, or motorhome.

6 month car insurance FAQs

Can you insure a car for 6 months in the UK?

Is 6 month car insurance more expensive than annual cover?

Can you cancel 6 month car insurance early?

What people have to say about us

Fantastic, seamless application, very pleased.😌

Samantha

Southampton, United Kingdom

First time I have heard of this website. So was very easy to use. I got a low quotation and was contacted by the cheapest insurer so very straightforward

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