Car insurance data, research and statistics
Car insurance has been through a turbulent time of late, however 2024 actually showed signs of premiums stabilising. Although the…
Read full guide : Car insurance data, research and statisticsOne day temporary insurance is a popular option with motorists in the UK because it offers cost-effective cover for short periods. This is an important alternative to regular car insurance policies.
One day car insurance means you can borrow a vehicle from a friend or a family member for a day, and pay for only the coverage you need. Insurers also offer temporary cover ranging from 1 hour, 1 month, or even 6 months.
Day insurance policies provide 24 hour car insurance so you can legally drive a vehicle at short notice. These policies are typically fully comprehensive, so you will be covered for damages to your own vehicle as well as the third parties in the event of an at-fault accident. Some providers also offer third party, and third party, fire and theft coverage options.
You can find daily insurance options for cars, vans, motorbikes and motorhomes in the UK. You can also specify the exact length of the insurance, when it starts, and what is covered.
You will have fewer choices when compared to standard car insurance providers. However, at Quotezone we make this easy. We provide a list of UK temporary car insurers in one place, so you don’t have to hunt down providers separately.
If you are looking for cheap 1 day insurance, comparing policies is key. Shopping with our trusted list of UK based insurers can speed up your comparisons so you are less likely to miss out on the same cover at a cheaper price.
The cost of one day car insurance depends on your risk to the insurer. You will likely pay more per day if you take out one day insurance on your car. However, when compared to being added as a named driver on an annual policy, you could be saving significantly.
Because each driver has a unique risk profile, one of the fastest ways to find out what your insurance cost will be is to compare personalised quotes. However, these averages* can give you a general overview of the cost of insuring a car for the day.
1 Day | 2 Days | 3 Days | 4 Days |
£33.87 | £49.72 | £62.23 | £87.80 |
More valuable vehicles will typically be more expensive to insure. Likewise, if you are driving a more powerful car, van, or bike, you could also pay more for your premium.
Temporary insurers often have a minimum age criteria of 19 years old. Younger drivers could face higher premiums as your risk will be greater than an older driver with more experience behind the wheel.
If you have a history of previous claims then your premiums could be higher. A no claims bonus will often be offered to drivers who have a history absent of claims.
If you opt for additional coverage through add-ons such as windscreen protection or key cover, your premiums will naturally be higher. This is because extra coverage will cost you more, even if you are only taking out a one day car policy.
The key to finding a very cheap 1 day car insurance policy is to compare quotes from multiple providers. There are also some practical steps you can take to help you get offered lower prices on your day cover.
Avoiding claims can significantly push down your premium costs so always observe the road rules and be a responsible driver.
Add-ons can be great for extra peace of mind. However, choosing every option available can end up costing you more than necessary.
It’s important to weigh up whether a cheaper premium is worth the increased risk of a higher excess, but this could help out with your upfront costs.
Typically, the longer the insurance, the more expensive it is. So be accurate when choosing how long you want to be insured.
Comparing specialist providers offering one day insurance in the UK can help ensure you aren’t missing out on cheap 1 day car insurance.
Only been insured for a month, sogood so far
Carole
Wolverhampton, United Kingdom
Quotezone found me a very favourable alternative quote for my insurance
Lynne
Oldham, United Kingdom
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*https://www.rac.co.uk/insurance/temporary-car-insurance