Login Menu

Day Insurance

Compare One Day Insurance

  • Quotes from UK insurance providers
  • One short form – save time & money

One Day Car Insurance 


Can you get car insurance for a day?

One day temporary insurance is a popular option with motorists in the UK because it offers cost-effective cover for short periods. This is an important alternative to regular car insurance policies

One day car insurance means you can borrow a vehicle from a friend or a family member for a day, and pay for only the coverage you need. Insurers also offer temporary cover ranging from 1 hour, 1 month, or even 6 months.

How does 1 day car insurance work?

Day insurance policies provide 24 hour car insurance so you can legally drive a vehicle at short notice. These policies are typically fully comprehensive, so you will be covered for damages to your own vehicle as well as the third parties in the event of an at-fault accident. Some providers also offer third party, and third party, fire and theft coverage options.

The perks of choosing one day car insurance

Flexible short term insurance cover

Only pay for the days need

Immediate cover for emergencies

No impact on your no claims bonus

How to get one day car insurance

Choose the cover you need

You can find daily insurance options for cars, vans, motorbikes and motorhomes in the UK. You can also specify the exact length of the insurance, when it starts, and what is covered. 

Find insurers who provide 1 day insurance cover

You will have fewer choices when compared to standard car insurance providers. However, at Quotezone we make this easy. We provide a list of UK temporary car insurers in one place, so you don’t have to hunt down providers separately. 

Compare 1 day insurance quotes

If you are looking for cheap 1 day insurance, comparing policies is key. Shopping with our trusted list of UK based insurers can speed up your comparisons so you are less likely to miss out on the same cover at a cheaper price. 

How much is one day car insurance in the UK?


The cost of one day car insurance depends on your risk to the insurer. You will likely pay more per day if you take out one day insurance on your car. However, when compared to being added as a named driver on an annual policy, you could be saving significantly. 

Because each driver has a unique risk profile, one of the fastest ways to find out what your insurance cost will be is to compare personalised quotes. However, these averages* can give you a general overview of the cost of insuring a car for the day. 

1 Day2 Days3 Days4 Days
£33.87£49.72£62.23£87.80
Scroll to see more

Typical factors that influence the cost of 1 day insurance

The vehicle you are insuring

More valuable vehicles will typically be more expensive to insure. Likewise, if you are driving a more powerful car, van, or bike, you could also pay more for your premium. 

Your age

Temporary insurers often have a minimum age criteria of 19 years old. Younger drivers could face higher premiums as your risk will be greater than an older driver with more experience behind the wheel.

Previous vehicle insurance claims

If you have a history of previous claims then your premiums could be higher. A no claims bonus will often be offered to drivers who have a history absent of claims.

The policy coverage

If you opt for additional coverage through add-ons such as windscreen protection or key cover, your premiums will naturally be higher. This is because extra coverage will cost you more, even if you are only taking out a one day car policy.

Tips to help find cheap day insurance

The key to finding a very cheap 1 day car insurance policy is to compare quotes from multiple providers. There are also some practical steps you can take to help you get offered lower prices on your day cover.

Build a no claims history

Avoiding claims can significantly push down your premium costs so always observe the road rules and be a responsible driver.

Only opt for necessary cover and add-ons

Add-ons can be great for extra peace of mind. However, choosing every option available can end up costing you more than necessary.

Opting for a higher excess

It’s important to weigh up whether a cheaper premium is worth the increased risk of a higher excess, but this could help out with your upfront costs. 

Give an accurate time frame for the cover

Typically, the longer the insurance, the more expensive it is. So be accurate when choosing how long you want to be insured. 

Compare quotes from providers who offer insurance for one day

Comparing specialist providers offering one day insurance in the UK can help ensure you aren’t missing out on cheap 1 day car insurance.

Who is day insurance suitable for?

Companies who need one day business use cover on a car

Occasional drivers who need one off cover

Immediate cover for emergencies or car breakdown

Day trips or sharing driving on a long journey

Day Insurance FAQs

Can you get insurance for one day in the UK?

Yes, many insurers provide insurance for 1 day on a range of vehicles in the UK. You can customise this cover to the exact number of days you need. This helps keep costs down when compared to traditional vehicle insurance options. 

What does one day insurance cover?

When buying insurance for one day you can personalise both the length of the cover and what you want to be included. This means you choose from third party only, TPFT, and comprehensive insurance, as well as any add-ons you want to include. 

Is one day insurance available for younger drivers?

While some temporary car insurance providers insist that policyholders be at least 21 years old, a few will offer 1 day cover to young drivers aged 17-20 years older.

What are the age limits when taking out one day car insurance?

Most insurance providers have a minimum age limit of 19 when taking out day insurance, and some may even insist that policyholders are at least 21 years old. Older drivers should also check the upper age limits. These are typically 75, so if you’re in your 80s you might struggle to find a suitable one day insurance policy.

Does my car insurance cover me to drive my friend’s car for a day?

In the past, most fully-comprehensive car insurance policies provided third party cover for other cars. This no longer comes as standard. However, some policies will have ‘any car’ or driving other car cover. To legally drive a friend’s car for the day, you could add this to your main policy, or take out temporary day insurance. 

Is one day car insurance suitable if my car has been impounded?

When picking up a car that has been impounded you will need to have insurance on the vehicle before you can drive it away. Although temporary insurance can help, one day insurance won’t be enough. The rules stipulate that the car has to be insured for at least 30 days after it is released from impound. Specialised impound insurance can help with this. 

Is one day insurance an option for learner drivers?

Yes, many temporary car insurance specialists have created short-term car insurance policies specifically designed for learner drivers. These can be hugely helpful if you’d like to practice in a friend’s or family member’s car when you’re learning to drive.

What people have to say about us

Only been insured for a month, sogood so far

Carole

Wolverhampton, United Kingdom

Quotezone found me a very favourable alternative quote for my insurance

Lynne

Oldham, United Kingdom

4.76/5 from 3656 customer reviews

*https://www.rac.co.uk/insurance/temporary-car-insurance