One Day Car Insurance
Cheap One Day Car Insurance
- Get insurance from 1 hour up to 28 days
- Quotes from UK insurance providers
- 97% of reviewers recommend us
One Day Temporary Car Insurance
One day car insurance gives you flexible, short-term cover on any car in the UK — from 1 hour up to 28 days. Whether you are borrowing a car, test driving, or sharing a long journey, day insurance keeps you legally covered without affecting your annual policy or no claims discount.
Can you get car insurance for a day?
Yes — you can get fully comprehensive car insurance for a single day in the UK. A one-day policy typically costs around £34 and you can be covered within minutes of applying online. You only pay for the exact cover you need, and any claims are handled separately from your annual policy so your no claims discount stays protected.
Day insurance is available for cars, vans and motorbikes. If you need cover for longer, providers also offer policies from 1 hour up to 1 month or 6 months. Under the Road Traffic Act 1988, you must have at least third-party insurance to drive any vehicle on UK roads.
Compare Day Car Insurance
Quotezone searches temporary car insurance providers so you can compare quotes in minutes
How does one day temporary car insurance work?
Day insurance policies provide 24 hours of coverage so you can legally drive a vehicle at short notice. These policies are typically fully comprehensive, so you will be covered for damages to your own vehicle as well as the third parties in the event of an at-fault accident. Some providers also offer third party, and third party, fire and theft coverage options.
The perks of choosing one day car insurance
Flexible cover from 1 hour to 28 days
Choose the exact duration you need. No paying for a full year of insurance when you only need a car
for a day trip or a weekend move.
Only pay for the days you need
A one-day policy costs around £34 compared to the UK average annual premium of £924 (ABI, 2025). For short-term use, day insurance can save you hundreds.
Cover can start within minutes
Apply online and be insured the same day, even at short notice. Useful when you need to borrow a car unexpectedly or collect a new vehicle from a dealership.
No impact on your no claims discount
Temporary policies are separate from your annual insurance. If you do need to claim, it won’t affect the NCD you’ve built up on your main policy.
How to get one day car insurance
Choose the cover you need
You can find daily insurance options for cars, vans, motorbikes and motorhomes in the UK. You can also specify the exact length of the insurance, when it starts, and what is covered.
Find insurers who provide 1 day insurance cover
You will have fewer choices when compared to standard insurance providers. However, at Quotezone we make this easy. We provide a list of UK temporary car insurers in one place, so you don’t have to hunt down providers separately.
Compare 1 day car insurance quotes
If you are looking for cheap 1 day insurance, comparing policies is key. Shopping with our trusted list of UK based insurers can speed up your comparisons so you are less likely to miss out on the same cover at a cheaper price.
How much is car insurance for one day in the UK?
The cost of a one day policy depends on your risk to the insurer. You will likely pay more per day if you take out one day insurance on your car. However, when compared to being added as a named driver on an annual policy, you could be saving significantly.
Because each driver has a unique risk profile, one of the fastest ways to find out what your insurance cost will be is to compare personalised quotes. However, these averages* can give you a general overview of the cost of insuring a car for the day.
| 1 Day | 2 Days | 3 Days | 4 Days |
| £33.87 | £49.72 | £62.23 | £87.80 |
Typical factors that influence the cost of 1 day insurance
The vehicle you are insuring
More valuable vehicles will typically be more expensive to insure. Likewise, if you are driving a more powerful car, van, or bike, you could also pay more for your premium.
Your age
Temporary insurers often have a minimum age criteria of 19 years old. Younger drivers could face higher premiums as your risk will be greater than an older driver with more experience behind the wheel.
Previous vehicle insurance claims
If you have a history of previous claims then your premiums could be higher. A no claims bonus will often be offered to drivers who have a history absent of claims.
The policy coverage
If you opt for additional coverage through add-ons such as windscreen protection, your premiums will naturally be higher. This is because extra coverage will cost you more, even if you are only taking out a one day car policy.
Tips to help find cheap insurance for one day
The key to finding a cheap one day car insurance policy is to compare quotes from multiple providers. There are also some practical steps you can take to help you get offered lower prices on your day cover.
Build a no claims history
Avoiding claims can significantly push down your premium costs so always observe the road rules and be a responsible driver.
Only opt for necessary cover and add-ons
Add-ons can be great for extra peace of mind. However, choosing every option available can end up costing you more than necessary.
Opting for a higher excess
It’s important to weigh up whether a cheaper premium is worth the increased risk of a higher excess, but this could help out with your upfront costs.
Give an accurate time frame for the cover
Typically, the longer the insurance, the more expensive it is. So be accurate when choosing how long you want to be insured.
Compare quotes from providers who offer insurance for one day
Comparing specialist providers offering one day insurance in the UK can help ensure you aren’t missing out on a cheaper policy.
Who is day insurance suitable for?
Companies who need one day business use cover on a car
Occasional drivers who need one off cover
Immediate cover for emergencies or car breakdown
Day trips or sharing driving on a long journey
Day Insurance FAQs
What does one day insurance cover?
Is one day insurance available for younger drivers?
What are the age limits when taking out one day car insurance?
Does my insurance cover me to drive my friend’s car for a day?
Is one day of insurance suitable if my car has been impounded?
Is one day insurance an option for learner drivers?
What people have to say about us
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Related Insurance
*https://www.rac.co.uk/insurance/temporary-car-insurance

