Compare Buy To Let Mortgages

Looking to find a mortgage for a Buy to Let property that works for you?

When you want to find a Buy to Let property, it is important to make sure you find the right type of mortgage for your needs. There are many different mortgage providers out there, all of whom offer different deals and offers, so it can be confusing to try to find the right Buy to Let mortgage for your investment.

If you want to find the best Buy to Let mortgages for your needs, you can use our simple comparison tool to help. Comparing Buy to Let mortgage quotes gives you the chance to save money as well as find the best Buy to Let mortgage provider for you.

What is a Buy to Let mortgage?

A Buy to Let mortgage is a special type of mortgage when someone is buying a property that they intend to rent out for profit. This means it is different than when someone wants a mortgage to buy a house for their own use.

What are the criteria for a Buy to Let mortgage?

Most mortgage providers will have age limitations on Buy to Let mortgages – usually, someone can only get a mortgage if they are over 18 years old, and there are usually upper age limits on mortgages too. There is often an income requirement for a Buy to Let mortgage as well, to make sure that you are able to pay for it.

Our comparison tool will help you navigate mortgages for Buy to Let property.

What is the lowest deposit for a Buy to Let mortgage?

The deposit amount for a Buy to Let mortgage is different with different mortgage providers. However, generally, it is around 25%. You can compare Buy to Let mortgage quotes to find providers with a higher or lower deposit amount.

Can I live in my Buy to Let property?

Most Buy to Let mortgages will have terms meaning that you have to let out the property. However, you may be able to live in it for a short while as needed, for example, if you need to live there while working on fixing the property and preparing it for renters.

Can a first-time buyer get a Buy to Let mortgage?

Some providers will not offer Buy to Let mortgages to first-time buyers, but you can find some mortgage providers who will. The best way to see if you can get a mortgage for a Buy to Let property is with our handy comparison tool.

Is a secured loan a mortgage?

Mortgages are a type of secured loan. Secured loans are any loans that are backed by something you own. If you fail to pay off the loan, the bank takes the item you used to secure your loan. In a similar way, if you fail to pay your mortgage, the bank takes the house you had the mortgage on.

Can you Airbnb with a mortgage?

You would need to check the terms of your mortgage. Some mortgage providers will not allow short-term holiday rentals.