Compare Landlord Mortgages

Being a landlord can be stressful enough – there are many things to consider, such as insurance, tenant checks, and management. Finding and comparing mortgages can add a lot of extra stress to this, but it is vital to make sure you find the right type of mortgage to make the whole process of being a landlord easier and less stressful.

Our service can help you find the right landlord mortgage for you. Comparing landlord mortgage quotes can give you the chance to save money. It can also make sure that you know the different mortgage options that are on offer and find the best landlord mortgage available.

What is a landlord mortgage?

A landlord mortgage is also called a Buy to Let mortgage. This is a special type of mortgage designed for people who want to rent out the property they own. This means it may have special conditions or terms.

Can you get a mortgage to rent out?

Yes, you can get a specialist Buy to Let mortgage for a house you intend to rent out. This type of mortgage is usually better suited to people who want to rent out their property than residential mortgages. It is important to get the right kind of mortgage for your needs.

With this in mind, compare landlord mortgages to find the best landlord mortgage for you. Use our comparison tool which has been designed to help you find the best deal.

What is the difference between a mortgage and a secured loan?

A mortgage is a type of secured loan. A secured loan means that the loan is taken out against an asset, and if the borrower fails to pay back the loan, the bank can take control of the asset.

Does a live-in landlord need a Buy to Let mortgage?

A Buy to Let mortgage usually has terms that mean the landlord cannot live at the property. This means that if you are a live-in landlord, you will probably need a different type of mortgage – usually you will need a residential mortgage.

Can I rent my house without telling my mortgage company?

It is not advisable to rent your house out without telling your mortgage company. Many mortgages have terms and conditions against renting out your house, which could lead to serious repercussions. If you intend to rent out your house, you should get an appropriate landlord mortgage.

How much is the minimum deposit for a house?

The minimum deposit for a mortgage will vary between different mortgage providers. It can vary from around 5% up to 10% or more. The best way to see what value of deposit you need is to compare landlord mortgage provider offers using our quote comparison tool.

Is a Buy to Let mortgage more expensive?

The exact price or interest rate on your mortgage will depend on a lot of factors. However, landlord mortgages are often more expensive than standard residential mortgages. This is because landlord mortgages are less likely to be paid if the owner faces financial troubles, so mortgage providers consider it a higher risk.