Blue Car Finance
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- Over 40,000 vehicles available from trusted dealers
- Experts will guide you through the car buying process
- No deposit / £0 options available
- Compare over 275 products from 17 lenders
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Blue Car Finance
When you’re considering any blue car finance deal, you want to make sure you’re getting the most up-to-date information. Here at Quotezone.co.uk, we’re delighted to be able to connect you with a fantastic range of competitive quotes from some of the UK’s leading finance providers.
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Whether you’re looking at new or used blue car finance options, we’re here to help. We know that looking for car finance can feel overwhelming at times. It’s our mission to help simplify this process for you. Here we answer some frequently asked questions on this subject.
What is the best financing option for a car?
Of course, you want to make sure you get access to the best blue car finance deals available. But the option that is right for you completely depends on your individual circumstances. Here at Quotezone, you input your details once and we will then connect you with a fantastic range of car finance quotes which you can compare easily in our well-designed interface.
What two things should you compare when you are looking for a car loan?
When you’re considering a car finance deal, it’s important to look at the annual percentage rate (APR) as well as the length of the loan and the monthly payments. It’s the combination of these factors that determine whether you’re getting a good deal.
What is HP car finance?
Hire purchase (HP) is a financial service that helps people pay for big purchases. You pay a deposit, set monthly fees over an agreed term and, at the end of the agreement, you will own the car. Sometimes a small administration fee is also applicable to sign over the vehicle at the end of the agreement.
Can I apply for blue car finance if I have poor credit history?
Whilst most lenders use your credit rating to determine how risky you are to lend to, having a poor credit history doesn’t always exclude you from getting blue car finance deals. It completely depends on your individual circumstances.
Does car finance affect your credit score?
Yes, any financial credit agreement that you enter into affects your credit score. If you enter into an agreement and make regular timely payments, it can help improve your credit score. Conversely, missing payments will negatively affect your credit score.
What happens if I can’t keep up with my car finance repayments?
Your credit score can be adversely affected if you miss payments, and your car may be repossessed.
Can paying off your car loan early hurt your credit?
Paying off a car finance loan early can sometimes affect your credit rating negatively, but only usually in the short term. In the long term, it’s always better to have paid loans back and paying them off early is much better than having late or missing payments.
Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 19.9%, the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.
Representative Example
Borrowing £8,000 over 60 months with a representative APR of 19.9% the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.
Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances.