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BMW 1 Series Finance

Car Finance for BMW 1 Series

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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BMW 1 Series Finance


Find great BMW 1 Series finance deals from across the UK

Looking at getting a BMW 1 Series on finance? Finance deals vary a lot between different dealerships, and you can also find finance deals from banks and other lenders, which makes it hard to know if you are getting a great finance offer. Even a main BMW dealership might not offer the best deals.

Our handy quote comparison tool lets you easily see what BMW 1 Series finance offers are available. You can save time and money by using our simple tool, rather than having to contact multiple lenders yourself.

 

Can I get BMW 1 Series finance if I have poor credit?

Most lenders will require different credit ratings in order to offer you a financing deal. If you think that your credit score might stop you from getting car finance, you can easily compare quotes to find offers.

 

What is a good interest rate on a BMW 1 Series?

Car loan or car finance interest rates can vary from around 3% to 15%. Car dealers often offer higher interest rates compared to banks since they expect people to avoid shopping around, but this is not always the case. If you compare quotes you are more likely to find lower interest rates across dealers, banks, and other lenders.

 

How can I get a low interest rate on a BMW 1 Series?

Your interest rate will be linked to several factors. Generally, to decrease your interest rate, you can increase your downpayment, have a longer-term loan, find a lower-priced vehicle, and improve your credit score. You can also look at quotes from multiple lenders, as the dealership where you buy your vehicle may not always offer the best deal.

 

Has BMW 1 Series been discontinued?

The BMW 1 Series has been mostly replaced by the BMW 2 Series, which means that it is harder to buy this car new. You can still get finance offers on the BMW 1 Series when you buy a second-hand car, and you will often find that the interest rate can be lower compared with buying a new car.

 

Why is the BMW 1 Series a popular car to buy on finance?

BMW 1 Series cars are a popular choice for used car buyers due to their longevity and their ability to hold their prices well. However, this means that second-hand prices can be higher than for some other cars. Comparing finance quotes can help make sure that you get a lower interest rate and a better deal to try to offset this cost. Other popular vehicles include the BMW X2 and BMW X3.

 

Why use financing for a BMW 1 Series?

Compared to buying a car in cash, getting financing lets you purchase your car slowly with a simple monthly payment. You can also often look at finance deals that include insurance, helping you simplify your payments.

Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 19.9%, the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.

Representative Example
Borrowing £8,000 over 60 months with a representative APR of 19.9% the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.

Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances.

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