Quality Used Car Finance Options
Get Used Car Finance Deals Online
- Over 40,000 vehicles available from trusted dealers
- Experts will guide you through the car buying process
- No deposit / £0 options available
- Compare over 275 products from 17 lenders
What people have to say about us
Very good easy website
Anonymous
St Helens, United Kingdom
Excellent service!
Steven
Bathgate, United Kingdom
4.76/5 from 3543 customer reviews
Used car finance
If you’re hoping to buy a new car, used car finance could be a great option to consider. Many people dismiss used cars; however, many are available in excellent condition. For all of Quotezone’s information on finding a good used car finance deal, read on.
Where can I find the best used car finance deals?
The best place to find a used car finance deals is to search the many tools available on Quotezone’s website. You will find plenty of useful information to help you determine which sort of car would be the most cost-effective, along with insurance costs, too. Quotezone’s tools allow you to compare the different rates you can expect to pay, along with interest.
What is the cheapest car to get on finance?
Peugeots are renowned for being cheap cars on which to get finance. They’re reliable, often small, cars that don’t cost a lot when it comes to running them. We recommend looking at the Peugeot 108 model. The Citroen C1 model is a good cheaper option, too.
What is a good used car loan?
The average interest rate for a new car stands at about 4.31%. Comparatively, a used car loan is 8.43% and is considered a good deal. Keep this information in mind when searching for your used car loan.
Are the best finance deals on used cars expensive?
In short, the answer to this question depends on the type of car you choose for car finance. Fancier models will obviously cost more, even if you’re buying them as a used car. With this said, you should be able to find really low used car finance deals when using the range of tools available at your disposal.
Is a 72 month-long used car loan bad?
Depending on your circumstances, a 72 month-long used car loan could work. If you have a very good credit score, you may choose to take out a car loan of this length because of its lower monthly repayments. However, if your credit rating is low, you will not be offered a longer repayment time frame. You could end up paying more in interest than you originally thought, too.
Is it better to get a loan from a bank or a car dealer?
Some people prefer to secure their car and the associated loan through a dealership. With this said, getting a car loan from your bank could be a better choice for your credit score in the long run. Loans via dealers can end up being more expensive as they often come with higher interest rate mark-ups.
Should I apply for a loan before visiting a used car dealer?
Yes, if you are planning on buying a used car on finance, you should apply for a loan before looking for a used car to purchase. This will give you a good idea of your repayments along with the interest rates, too.
Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 19.9%, the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.
Representative Example
Borrowing £8,000 over 60 months with a representative APR of 19.9% the amount payable would be £204 a month, with a total cost of credit of £4,264 and a total amount payable of £12,264.
Zuto is a credit broker, not a lender. Our rates start from 10.7% APR. The rate you are offered will depend on your individual circumstances.