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Porsche Insurance

Porsche Car Insurance

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Porsche Insurance


Types of car insurance for a Porsche

Insurance generally comes in three levels offering various degrees of cover. Since they’re top tier vehicles, insurance for a Porsche can be expensive. It’s important to get more than one Porsche insurance quote as this will help you find the best Porsche insurance in the UK for your specific needs. 

Comprehensive car insurance for a Porsche

Comprehensive cover protects you, your car and third-party liabilities too. Since Porsche’s are high-value cars, they’re expensive to repair or replace, making comprehensive cover the safest option. 

Third party only Porsche insurance

Third-party-only policies cover third-party injuries and damage to third-party vehicles or property. It’s also a legal requirement in the UK if you want to drive on public roads. To save costs, third-party insurance may be an option, but the risks are very high since a Porsche is very expensive to repair or replace. 

Third party, theft and fire car insurance

This level is a safer, mid-range choice. It covers third-party liabilities, and fire damage or theft of your Porsche 

How can I get cheap Porsche insurance quotes?

You don’t have to overpay unnecessarily. You can increase your chances of finding the cheapest Porsche insurance on comparison sites like ours. We can help you find cheaper deals. You could also take other steps to potentially qualify for lower premiums. 

Lower your annual mileage

The less you drive your Porsche the less likely you’ll get into accidents. Capping your annual mileage typically leads to lowered premiums because of the lower perceived risk levels. 

Improve your car security

Your Porsche likely comes fitted with great security features. Adding extra security, like a tracker, or parking your car in a locked garage at night could get you a discount. Insurance companies reward you for taking extra precautions. Make sure that your devices are approved by your insurers though. 

Avoid car modifications

It’s tempting to modify a high-performance vehicle but this could increase your premiums. Performance-enhancing modifications will cost more to insure because the risks and repair costs are higher. 

Pay your insurance premiums annually

Monthly payments come with interest, so if you can pay the annual lump sum in advance, you’ll likely save money. 

Increase the voluntary excess on your policy

If you can afford to, consider increasing your excess amount. Doing so will likely lower your premiums. 

Only choose the cover you need

It could help to remove add-ons you won’t use. Getting rid of extras like a courtesy car or legal expenses cover will usually reduce costs. 

Shop around and compare Porsche insurance quotes

We always advise you to compare multiple quotes before settling on a policy. This could increase your chances of finding cheaper insurance. 

How much does it cost to insure a Porsche?

Insurance costs will vary from person to person, even for a Porsche. That’s because multiple factors are considered. Insurers look at the driver’s age, driving history and location to determine costs. This makes insurance costs highly individualised, so getting personalised quotes is a fast way to find out what your Porsche insurance will cost you. 

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Porsche car insurance groups

The UK sorts cars into 50 insurance groups. Budget-friendly cars are found at the bottom, while expensive cars top the list. Porsches, with their speed and style, usually end up in the pricier groups at the high end of the insurance grouping scale.  

Porsche 911 car insurance group

Regardless of the model, Porsche 911s are consistently in the highest insurance groups. This reflects their high-performance value and potential repair costs. 

Porsche Cayenne car insurance group

Porsche Cayenne’s are also typically found in the highest insurance group. However, models like the Diesel S 5d Tiptronic may be in slightly lower groups. 

Porsche Cayman car insurance group

Older Cayman models tend to fall in lower groups, typically 37- 43. But models like the powerful GT4 RS are in group 50. 

Porsche Taycan car insurance group

The Taycan, Porsche’s electric car, combines luxury and speed. Its powerful performance puts it in the highest insurance groups. This blend of high-performance and complex electronics makes it expensive to insure. 

Porsche Macan car insurance group

Porsche’s Macan packs a punch with its twin-turbo V6 engine. This sporty SUV delivers impressive speed and handling. Macans place in the highest groups of 45 to 50.  

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United Kingdom

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