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2 week car insurance
Whether you need temporary cover for 2 weeks, 1 week or 3, our panel of insurance specialists have the option for you. Having insurance is usually a mandatory obligation for driving on roads in the UK. Therefore, even if you plan to use a car or van for only a few days, you must have the appropriate coverage. The repercussions of not having insurance can be significant, especially if an accident or any other issue arises while driving without insurance.
Why take out temporary car insurance?
There are a variety of reasons why drivers may wish to take out a temporary car insurance policy. You may be borrowing a friends car or going on a road trip and want to split the driving for example. Regardless of your reasons for using someone else’s car, you’ll need to sort out insurance. As with standard car insurance there are three main types of car insurance to choose from for your two week cover.
Third party (TPO): This is the minimum level of car insurance required under UK law, and is essentially intended to protect other drivers when you take to the roads. To that end third party insurance covers the cost of damage to a third party’s vehicle if you’re involved in an accident and you were at fault, but it isn’t always the best car insurance policy (even if it is occasionally the more affordable car insurance option) because it will not cover the cost of repairing or replacing your own vehicle.
Third party, fire, and theft (TPFT): This is similar to third party insurance, but will also pay out if your own car is stolen or damaged by fire.
Comprehensive cover: As the name suggests, fully-comp is the most comprehensive level of cover a driver can take out in the UK, and as such it’s generally the best car insurance option. This type of policy includes everything that’s covered by TPFT, but will also cover the cost of repairing or replacing the vehicle of an at-fault driver. This type of insurance will also pay out if you’re involved in an accident with an uninsured driver, which isn’t covered by lower levels of cover.
The level you choose will really depend on your own preference and budget. Generally the more comprehensive a policy will cost you more than third party insurance but this is not always the case. You should always compare multiple insurance quotes to find the best deal for you.
What our experts say:
“As counterintuitive as it seems, third party car insurance is often a more expensive option for many drivers, and it also leaves people at risk of further financial damage, so we’d always recommend fully comprehensive, if possible, especially when it’s actually a cheaper policy for many drivers and the cost of parts and repairs are surging.” – Greg Wilson, Founder of Quotezone.co.uk
How can Quotezone help to find cheap car insurance?
Quotezone.co.uk is your go-to platform for discovering affordable car insurance. Our network consists of expert insurance providers based in the UK, ensuring you receive the best possible options. By completing our brief form, you can swiftly compare numerous quotes, thanks to our impartial and unbiased insurance comparison site. Over 3 million users have already benefited from our services, finding better deals on insurance. Give it a shot and uncover a fantastic policy for yourself today!