Temporary Motorbike Insurance
Short Term Motorbike Insurance
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Temporary Motorbike Insurance
What is short term or temporary motorbike insurance?
If you’re planning on using a motorbike temporarily, whether it be borrowing a friend’s or a classic motorbike you only ride occasionally, then having temporary motorbike insurance may be the most flexible and cost-effective option. Unlike annual motorbike insurance policies, temporary motorbike insurance is designed to only cover you for the short term. This can often work out as a cheaper more flexible alternative for riders only needing short-term motorbike cover.
How long does temporary motorbike insurance last?
The exact duration of a temporary motorbike insurance policy will depend on your exact policy details and what is offered by the provider. Typically – any time frame under 28 days is considered short-term by most insurance providers. Whilst some providers may let you dictate the exact time frame you need to be covered, it is likely that you will be offered cover for a set time frame.
Temporary 1-Day Motorbike Insurance
Temporary 1-Week Motorbike Insurance
Temporary 1-Month Motorbike Insurance
When will I need temporary motorbike insurance?
Some examples of when temporary motorcycle insurance may be useful include the following:
Borrowing a motorbike
Borrowing a friend or family member’s motorbike is fairly common – especially for situations where your own bike is in a repair shop.
Test riding a new bike
If you are looking at purchasing a new bike and want to take it for a test ride – you’ll still need to be insured before hitting the road. 1 day or 24 hour temporary cover would be ideal for these scenarios.
Picking up a new bike
You will need bike cover in place from the moment you start riding on public roads. Having a temporary motorcycle insurance policy in place for when you pick up your new bike could be the best option whilst you sort out your final cover.
What is temporary learner motorbike insurance?
Learner motorbike insurance is essentially temporary coverage that can insure a learner anywhere from one day to a few weeks. There aren’t specific learner policies available in the UK despite what some marketing may suggest. If you are learning to ride and need cover that lasts longer than one month, you can look into purchasing another stand alone temporary insurance policy or even consider annual motorbike cover. Remember that you will need to be insured any time you are riding on a public road regardless of your experience.
How much is temporary motorbike insurance?
Temporary motorbike insurance will vary in price depending on your provider and the bike you need insured. Whilst you may pay more for 1 month’s worth of temporary bike insurance when compared with the monthly cost of an annual policy, it is still a more flexible and cheaper option for those not needing long term cover. The best way of finding cheap temporary motorbike insurance is by comparing multiple quotes in order to increase your chances of getting the best deal.
Who can get temporary motorbike insurance?
- Be above the age of 16 for mopeds with a CBT Certificate or 17 with a provisional licence
- Hold a valid motorbike or motorcycle licence
- Not be disqualified or barred from riding
How can I get cheap temporary motorbike insurance?
Whether you are looking for temporary motorbike insurance for a 125cc or 1200cc, comparing multiple quotes is the easiest way of finding cheap temporary motorbike insurance. Tailoring your coverage to your needs and excluding add-ons or extras which you likely won’t need are fairly straightforward ways of saving on your premiums. Maintaining a clean driving record and avoiding fines and penalties will also go a long way in keeping your premium costs down. You should also avoid modifying your motorbike if you can help it as this will increase your bike’s value and risk of theft. If you only use your bike a few times per year but aren’t sure if temporary motorbike insurance is your cheapest option – you may also wish to consider an annual pay-as-you-go motorbike insurance plan (PAYG).
Temporary Motorbike Insurance FAQS
Can I insurance a motorbike I don’t own?
Is temporary motorbike insurance worth it?
Is temporary motorbike insurance more expensive for young riders?
Will comprehensive motorbike insurance cover me for riding someone else’s bike?
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