Temporary Van Insurance
Cheap Temporary Van Insurance
- Quotes from UK insurance providers
- One short form – save time & money
Temporary van insurance
What is temporary van insurance?
When is temporary van insurance useful?
Temporary van insurance can be useful in the following situations:
- Moving house
- One-off deliveries
- Test driving
- Borrowing a van
- Temporary jobs or seasonal work
- Events
- Emergencies
- Sharing driving duties on a long trip
Types of temporary van insurance
Short-term van insurance policies
Temporary cover for commercial vehicles
Temporary van insurance for business purposes
Temporary van insurance with European cover
Applying for temporary van insurance
It is typically quick and easy to apply for temporary van insurance online, especially if you have all of your information ready. Many insurance providers offer this type of cover, so you should not have difficulty finding a suitable solution for your situation.
Criteria for getting temporary van insurance
To qualify for temporary van insurance in the UK you may need to be 21 or older. Insurance companies typically set this age limit to reduce their risks, but some may be more lenient than others. It’s worth shopping around to find the best insurance options if you’re a young driver.
You’ll need to have a valid driving licence and possibly a clean driving record too.
Information for a temporary insurance quote
Typically, when requesting a quote for temporary van insurance, you’ll need to give information about your driving licence, your age, your location, claims and driving history.
Insurers will also need to know the details of the van being insured and what it will be used for.
Comparing temporary van insurance providers
It’s important to compare multiple quotes when you’re looking for temporary van insurance.
Insurance companies have their own policies and underwriting criteria. This means that some might offer better deals for your needs than others.
Our platform can help you source quotes that you can compare side-by-side, giving you peace of mind that you’re covered at a fair price.
What does temporary van insurance cover?
Temporary van insurance cover typically offers comprehensive protection. This means the van will be covered as well as third-party injuries or property damage if you’re involved in an accident. Depending on the policy taken out, it can cover you for recreational, domestic or business purposes. It will typically not affect your no-claims discount on any annual policy you may have.
Levels of cover available for temporary van insurance
Optional extras for temporary van insurance policies
Temporary van insurance can generally be extended to include extra coverage. This can be breakdown cover, legal expenses, tools or equipment, contents insurance or specific business purposes that may be higher risk. Some insurers may include these as standard in their policies while others may offer them as add-ons. Prices and policies typically vary between insurers so it’s advisable to shop around and compare multiple quotes.
Additional drivers and any driver options
For short-term van insurance, you’ll typically need a separate policy for each driver. Additional named driver options are usually reserved for longer-term policies.
How much does temporary van insurance cost?
Benefits of temporary van insurance
Flexibility and convenience of short-term cover
Van insurance that is temporary is convenient when you only need to use a van for a short time. You can take out cover for as little as one hour, days or even months. One month van insurance can be popular for longer periods. It offers both comprehensive cover and flexibility in one go. You don’t need to commit to an annual policy if you occasionally use a van, you can also typically extend your policy term as required.
Peace of mind for temporary van owners
Even if you only take out one day van insurance, you’ll have comprehensive coverage for that day. This gives you peace of mind knowing you can go about your business without worrying about what might happen.
Financial savings compared to annual insurance policies
When you compare temporary van insurance with annual insurance, you’ll find that daily rates differ. Annual policy day rates are typically lower on a day rate basis when compared with short-term policy day rates. However, the upside of a temporary policy is that you only pay for the time you use the van. This means you’ll generally save money by using short term van insurance if you only need cover for a day or a few weeks.
Limitations of temporary van insurance
Restrictions on usage and driving rules
Temporary van insurance may come with a few restrictions. These typically have to do with the age of the driver, the size of the van and what it will be used for.
- Age restrictions – most insurers require a driver to be between the ages of 21 and 75. For younger drivers, you’ll typically need to look for temporary van insurance for under 21 year olds.
- Licence restrictions – be sure to check your licence to see what sizes of vans you are authorised to drive.
- The van – these policies typically cover vans up to 3.5 tonnes. For larger or modified vans you’ll need additional cover or a specialised policy.
- Usage – standard policies typically cover you for recreational or domestic purposes. If you’ll be using the van for commercial purposes, you’ll have to take out temporary business van insurance.
Coverage limitations and exclusions for temporary van insurance
It’s important to review the terms and conditions of various temporary van insurance policies as they’ll likely vary between insurers.
They’ll typically have coverage limits that apply to the type of van you’re insuring and any third-party payouts that may arise.
Unless specified in your policy, business-related incidents or incidents involving a modified vehicle will likely not be covered under standard temporary van insurance.
Temporary van insurance FAQs
How much is temporary van insurance?
How much does temporary van insurance cost for a young driver?
Do I need to get temporary van insurance if I rent a van?
Can I take out temporary van insurance for an employee?
Can I get temporary van insurance for my business?
Is temporary van insurance fully comprehensive?
How long does temp van insurance last?
Related Insurance
What people have to say about us
Shopped around and Quotezone was the cheapest!
Anonymous
United Kingdom
No thank you
Anonymous
Burwell, United Kingdom
4.76/5 from 3606 customer reviews