How much is van insurance?
02/04/2025
Our latest 2025 updates show the average cost of van insurance in the UK is £575.05 following Q4 of 2024.
Get UK Van insurance cost data 2025
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Average cost of UK van insurance
Average cost of UK van insurance across UK regions
How much is van insurance in the UK?
We have analysed our internal data here at Quotezone to give you a real and up to date average price for van insurance in the UK.
The current average price of van insurance for the whole of the UK stands at £575.05 a year.
This comprehensive van insurance price index gives you access to unique data and statistics on UK van insurance prices in 2025, including how costs are changing over time, and specific averages for your age group and the region where you live.
When will van insurance prices come down?
The cost of van insurance in the UK has increased almost 5% since the same period in the previous year.
This equates to around £25 more, on average. However, the rise is out of line with car insurance prices, which actually fell by 13% in the same time period.
Some regions in the UK are more likely to see price rises than others. Van drivers in London and Northern Ireland have had above average hikes. Whereas Scotland and the eastern and south west regions of England have seen van insurance getting cheaper.
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK van insurance policies from September – December 2023 & 2024.
| UK Region | 17-24 | Average cost 2024 | Price difference (£) |
|---|---|---|---|
| London | £1,083.26 | £1,139.81 | +£56.55 |
| North East England | £653.89 | £663.51 | +£9.62 |
| North West England | £639.90 | £650.25 | +£10.35 |
| West Midlands | £612.76 | £641.00 | +£28.24 |
| Yorkshire | £591.46 | £610.65 | +£19.19 |
| East Midlands | £586.00 | £573.27 | -£12.73 |
| South East England | £556.52 | £562.80 | +£6.27 |
| East of England | £543.29 | £535.29 | -£8.00 |
| Northern Ireland | £496.35 | £530.60 | +£34.25 |
| Scotland | £494.06 | £486.34 | -£7.72 |
| Wales | £471.28 | £480.64 | +£9.36 |
| South West England | £449.07 | £424.83 | -£24.24 |
The average cost of van insurance across UK regions
Going into 2025, van insurance prices have been the highest in London. The current average cost here is £1,140. That’s almost double the national average of £575.
South West England currently has the cheapest average cost for van insurance in the UK at £425. This is £150 cheaper than the national average.
The region paying the closest to the national average is Northern Ireland. Here, van insurance premiums cost an average of £573.
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK van insurance policies from September – December 2024.
| UK region | Average cost of van insurance |
|---|---|
| London | £1,139.81 |
| North East England | £663.51 |
| West Midlands | £650.25 |
| North West England | £641.00 |
| South East England | £610.65 |
| Northern Ireland | £573.27 |
| East of England | £562.80 |
| Yorkshire | £535.29 |
| Scotland | £530.60 |
| Wales | £486.34 |
| East Midlands | £480.64 |
| South West England | £424.83 |
Average van insurance cost for different age groups
It’s no news that young drivers generally pay more across all motor insurance products. This is also true of van insurance, with 17-24 year olds paying over 3 and a half times the national average. That’s £1,451 more per year than the average van driver in the UK.
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK van insurance policies from September – December 2024.
| Age | 17-24 | 25-34 | 35-44 | 45-64 | 65+ |
|---|---|---|---|---|---|
| Average cost (£) | £2,026.11 | £992.62 | £808.19 | £520.85 | £404.09 |
The average regional car insurance cost in the UK by age
Like with all motor insurance, high-risk age groups typically pay more for van insurance. So the cost of van insurance for a 17-25 year old can be as much as £2,682 higher than that of a 45-64 year old living in the same area.
This trend is true even for the cheapest regions with young van drivers in Northern Ireland paying an average of £709 more than 45-64 year olds.
| UK Region | 17-24 | 25-34 | 35-44 | 45-64 | 65+ |
|---|---|---|---|---|---|
| London | £2,020.34 | £1,574.15 | £1,298.14 | £894.23 | £844.33 |
| North East England | £3,233.92 | £1,073.27 | £818.23 | £552.29 | £329.47 |
| North West England | £1,860.66 | £1,412.89 | £790.10 | £537.98 | £469.40 |
| West Midlands | £2,387.56 | £958.90 | £848.22 | £615.78 | £348.01 |
| Yorkshire | £1,679.11 | £1,068.48 | £1,030.11 | £456.70 | £430.32 |
| East Midlands | £2,641.51 | £647.48 | £676.53 | £503.69 | £292.02 |
| South East England | £1,995.97 | £999.76 | £771.63 | £518.23 | £351.16 |
| East of England | £2,996.86 | £990.52 | £848.24 | £490.40 | £323.46 |
| Northern Ireland | £1,215.62 | £861.80 | £627.29 | £506.58 | £427.45 |
| Scotland | £1,357.87 | £627.33 | £619.72 | £476.74 | £327.64 |
| Wales | £1,388.22 | £959.43 | £665.91 | £333.86 | £360.77 |
| South West England | £1,535.74 | £737.50 | £704.13 | £363.69 | £345.06 |
Reference – Data from Quotezone.co.uk, this data uses a random sample of over 100,000 UK van insurance policies from September – December 2024.
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Want more info on this price index?
If you need to get in touch with our press team to discuss this price index or any historical data, please email at press@quotezone.co.uk.
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Quotezone.co.uk – All data shown uses a random sample of over 100,000 UK van insurance policies from September 2023 – December 2024, across all age groups.