Trials Bike Insurance
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Should you take out a standalone trials bike insurance policy?
Some home insurance policies will offer some level of insurance cover for your bike, but it’s important to bear a few things in mind before you decide if this is the right option for you.
Firstly, some home insurance policies will only cover your bike while it’s at your home address, which means if it’s stolen from your house or garden you might be covered, but if it’s stolen in the town centre or city centre you might not be covered.
Secondly, home insurance policies may impose a ‘single item limit’, which is the amount you can claim for any one item. If this limit is below the market value of your trials bike you could find that you aren’t fully covered.
That’s why some cyclists do decide to take out a standalone trials bike insurance policy even if they do have home insurance in place.
Can Quotezone.co.uk help me find cheap trials bike insurance?
Quotezone.co.uk enables you to compare trials bike insurance quotes from a range of different insurance providers, which does increase your odds of finding a suitable policy at a cheaper price.