Group 43 Car Insurance

Car Insurance for Group 43

Whether you’re travelling through London’s Kensington, or easing your way through the iconic streets of Liverpool’s Cavern Quarter, Group 43 insurance may be on your radar.
The Association of British Insurers is responsible for assigning vehicles to a relevant insurance group. This comprehensive list of fifty insurance categories is tailored to assist insurers in determining the cost of insurance premiums.
Cars in the Group 43 insurance bracket tend to be high quality and performance, with higher market values. Quotezone.co.uk gives you access to a wide range of insurers and can help you shop around in your hunt for cheap car insurance for Group 43 cars. 

What is Group 43 insurance? 

Group 43 insurance deals with cars that fit the criteria of the 43rd insurance group. These cars tend to have higher-performance engines and luxury designs.
Group 43 is on the high end in the Group 1 to 50 categories, so drivers should expect premiums to reflect this. If a driver is looking for the best possible deal on their insurance they should shop around and compare as many quotes as possible. 

How does Group 43 differ from Group 43e? 

Group 43 insurance and 43e insurance group are two of a kind, related but with some differences. Here’s a breakdown of the subtle differences between them: 

The ‘e’ Factor: The ‘e’ is short for ‘exceeding’. It often points to added security features or specific modifications which ‘exceed’ the typical standards of Group 43. 

Due to these added features in the 43e, some insurers view these cars as slightly more secure depending on the specific enhancement, so could offer slightly cheaper premiums. 

Is it true that Group 43e is one of the most expensive insurance groups? 

When it comes to insurance costs, the 43e insurance group is more expensive than lower insurance groups. This is due to the top-tier features that many cars in Group 43 have. These high-end attributes can be expensive when it comes to repairs or replacement.
So when compared to cars in other groups, Group 43 premiums, and its 43e counterpart, often sit on the higher end of the scale. 

In essence, while they’re desirable vehicles to drive and have many desirable advantages, cars in Insurance Group 43 are one of the most expensive insurance categories.  

Besides being in Group 43, which factors affect my car insurance premiums?

The group allocation of a car in insurance Group 43 is a significant factor. However, several other components also play a role in the ultimate cost. These include elements like: 

• The age and driving history of the driver.
• Where the car is parked overnight (parked on a street vs a secured garage) 
• The local crime rates.  
• The annual mileage of the car.
• The level of insurance coverage you need; whether it is comprehensive, third party, fire and theft, or third party only.
• The insurer you choose. 

Other considerations like how many previous claims you’ve made or the safety features of your car can also affect insurance Group 43 premiums.  

Will my car still be in insurance Group 43 if I have the engine remapped? 

When you remap an engine, could be tweaking its performance. So, if your car originally sat within Group 43, a remap can potentially alter its insurance standing.
Insurers might see a remapped engine as an increased risk, given the enhanced performance. While it doesn’t always push your car out of the Group 43 insurance bracket, it might affect the premiums you’re quoted. It is always best to check with your insurer before making any modifications. 

Is it true most of the cars in Group 43 are sports cars? 

While not every car in Insurance Group 43 is a sports car, a good amount of them do indeed have sportier characteristics. For an up-to-date list of cars that fall within Group 43, you can speak directly with your insurer or use online publications like Thatcham Research. 

Do Porsches fall within insurance Group 43? 

Some Porsche models could be within cars in Insurance Group 43. It comes down to the specifics of the particular model, its engine size, features, and any extras. But it’s important to know that these Groups are changeable and always check up-to-date information from reliable sources.
When you’re ready to see where your Porsche stands in terms of insurance, it is important to compare Group 43 insurance options. This is because it will give you a clearer view of what insurance premiums look like for your particular Porsche model. 

Is it true some providers won’t insure young drivers on insurance Group 43e cars? 

Some insurance providers might be hesitant to cover young drivers for cars in the 43e insurance group. This is because young drivers are typically seen as higher risk. This is compounded by the fact that cars in the Group 43 insurance category are already classed as higher risk due to their performance and cost of replacement and repair.
Some providers could be willing to provide Group 43e insurance to younger drivers, so it’s a good idea to do your homework and compare insurance options.
Using Quotezone.co.uk can quickly uncover premium and coverage options for younger drivers looking to insure a vehicle in this higher-end insurance category. 

How do the premiums of Group 43 insurance compare to other groups? 

Group 43 insurance premiums are on the higher end when compared against lower-numbered groups. This is primarily because the cars within this group often have high-end specifications, advanced safety features, and sometimes luxury features.
As a result, they are far more expensive to fix and repair if you were to get into an accident. The simplest way to compare the premiums of Group 43 cars with those of lower groups would be to use a comparison website like Quotezone.co.uk which accesses accurate prices and coverage options from a wide range of insurers.