Volkswagen Insurance

Insurers typically offer lower premiums for a lower annual mileage. Cutting down, or giving an accurate yearly mileage means you don’t overpay on your insurance. 

Improving your parking arrangements and adding extra security to your car often leads to discounts. Additional devices must be approved by your insurance provider. 

Some modifications increase insurance costs because the risk of accidents is higher. If you need to keep a tight budget, avoid making unnecessary modifications to your car. 

You have two ways to pay insurance. You either pay an annual lump sum or monthly premiums. Paying a lump sum is usually cheaper because monthly payments come with an additional administrative fee. 

You’ll have to pay an excess amount when you make a claim. If you opt for the lowest amount, your premiums could be higher. By increasing your excess amount, your premiums could be lower. This is something you can select when you take out your insurance. Just make sure you can afford the amount you choose. 

Comprehensive cover is not always better. In some cases, it might be more cost-effective to take a lower level of cover. This is especially true if you own a cheap car. You could also opt for temporary Volkswagen car insurance if you drive your car irregularly. 

We highly recommend shopping around to compare multiple Volkswagen insurance quotes. Until you’ve seen your options side-by-side you won’t know what the general price range is between insurers. You might be surprised to find that some can charge significantly more than others. Comparing quotes increases your chances of finding cheaper insurance. A comparison site like ours makes this a quick and easy process. Your quotes will be customised to suit your needs and requirements. 

VW Polo insurance groups are well-placed for those with tighter budgets. Polos with small engines and basic trim can be found as low as group 1. More expensive Polos can be as high as group 15. There is a wide range of options within this model, so the cost of insurance for a Volkswagen Polo depends on the specific Polo version and trim level. 

The VW Golf insurance group range is even wider than VW Polos. These are typically sorted between group 7 and 39. Golfs are bigger cars with more powerful engines and a sporty design. So, while some Golf models are reasonably affordable to insure, others have more advanced technology, placing them in much higher insurance groups. 

The Volkswagen Up is considered a small city car. A supermini hatchback that’s positioned as an affordable entry-level model in Volkswagen’s lineup. Insurance groups for Up models generally range between groups 1 and 17.  

The Tiguan is a SUV crossover. It comes in both front-wheel and all-wheel drive variants. Depending on the engine size, security features and trim, Tiguans are typically placed from groups 11 to 27.  

Being a performance-oriented hatchback, VW Scirocco models are placed slightly higher in the range of insurance groups. With multiple engine options, Scirocco’s are typically found in the 18 – 39 range of insurance groups.