Specialist Car Insurance

Specialist Car Insurance

Looking for car insurance but require a more tailored approach? A specialist car insurance policy can be your way of getting the coverage you need. Some types of car will naturally be more risky to insurers than others, this can include classic cars, high performance cars and modified car insurance, As a result, you may benefit from having a specialised insurance policy to get your car covered.

When to consider specialist car insurance

If you own a car that’s not your standard run of the mill vehicle then insurers may view it as more risky to insure. This is due to a number of factors such as the value of your specialised car, the difficulty that may come with acquiring replacement parts and its overall performance. Exotic cars such as Lamborghinis and Ferraris are also typically viewed by insurers as being specialist cars. Sports cars also fall under the category of high risk or specialist vehicles.

What are the benefits of specialised car insurance

• Lower premiums: Specialist insurers often have access to lower premiums than mainstream insurers, as they are more familiar with the risks associated with these types of vehicles.
• More comprehensive cover: Specialist insurers can often offer more comprehensive cover than mainstream insurers, such as cover for modifications and theft.
• Expert advice: Specialist insurers have a team of experts who can advise you on the best insurance for your vehicle.

Overall, having a specialist insurer who is both willing and experienced in insuring specialised cars is usually a better bet for cheaper premiums than going through a more generalised insurer. If you are thinking of getting a specialist vehicle that is likely to fall under an insurers high risk category due to it’s value or performance, you should check what specialist providers can quote you for before committing to a purchase. If you already own a specialist car, then having a good hunt for quotes from multiple insurers is the easiest way of increasing your chances of getting cheap car insurance. Specialist providers are also typically more willing to tailor your insurance policy to your needs, this can be particularly useful if you drive a custom vehicle or have had difficulties getting the coverage you need from more mainstream insurers.

Comparing specialist car insurance providers

As with standard car insurance, having an easy way of comparing multiple specialist providers can make getting the cheapest car insurance significantly cheaper. Our comparison site lets you quicky find insurance quotes within minutes, side by side. Our simple form system lets you start getting quotes from over 110 UK insurance providers within moments.

Compare specialist car insurance quotes