One Month Temporary Car Insurance

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Compare Temporary Car insurance for One Month

How does 1 month car insurance work?

If you only need insurance coverage for the UK or EU temporarily, you can take out cover on a monthly basis. So if you are borrowing a vehicle short term, you don’t have to commit to buying standard car insurance that covers you for a full year.

Monthly car insurance is available from one month right up to 6 months with some temporary insurers. Finding cheap monthly insurance options can help you save significantly when compared to taking out annual insurance or being added as a named driver on an existing policy.

Benefits of 1 month car insurance

Flexibility for short-term use

One month temporary car insurance is designed to be flexible, with some insurers allowing you to extend the coverage as you go, as long as the policy has not lapsed.

Affordable coverage

Paying for one month of insurance coverage is of course going to be cheaper overall than annual car insurance.

Immediate start

You can opt to have your monthly cover start immediately. This can be essential if you need to drive in an emergency.

No risk to your no claims bonus

Claiming on monthly insurance will not impact any no claims bonus you hold on an annual car insurance policy.

How much does one month of temporary car insurance cost?

When shopping for cheap monthly insurance, it’s important to know how insurers set premiums. Certain risk factors are used to gauge your individual risk, so each driver receives a personalised quote.

What affects the cost of 1 month car insurance?

Your age

Just like standard car insurance, one month insurance takes your age into account. Young drivers could get higher premiums because of their risk on the road.

The vehicle you insure

Whether you insure a car, bike, motorhome, or van for a month, higher-value vehicles can be more expensive to insure.

The coverage you choose

More comprehensive coverage could be more expensive as this poses more risk to the insurer. Some temporary insurers will give you the option of third party only, or third party, fire and theft cover, which could be cheaper on short term policies.

Your no claims history

A history or claims on car insurance could flag you as a high-risk driver. Insurers might then increase your premiums to offset this risk.

Previous driving convictions

It might seem obvious that having points on your licence or past driving convictions makes you a higher risk. This can also mean more expensive insurance on both standard and temporary car insurance.

How you plan to use the car

Different usage comes with different costs. For example, insuring a car for business use for the month could cost more than simply insuring the vehicle for social use.

Tips when searching for cheap 1 month car insurance

There are some straightforward steps you can take to help you when shopping for cheap monthly car insurance. These include:

Increase the excess on your monthly insurance policy

This can help relieve some of the risk on the insurer and they could offer cheaper 1 month car insurance in return. You must be still comfortable paying the excess you choose if you end up needing to claim.

Be accurate with the cover you choose

This is essential when choosing both the number of months you need and what coverage you choose to include. Add-ons can be tempting, especially if you are borrowing someone else car, but they all add to your overall cost.

Shop around and compare cheap monthly car policies

Just like annual car insurance, it pays to shop around before you commit. Finding cheap one month car insurance can be more time-consuming if you search for monthly insurance providers alone. At Quotezone, we help with this process by providing a list of temporary insurers in one place.

Common uses for 1 month car insurance

Temporary cover for borrowed vehicles

If you need to borrow a family member or friend’s car for a short period of time. For example, if your own car is in for repairs or your regular public transport route is disrupted.

Insurance policies for learner drivers

With the cost of learning to drive becoming so high, practising outside of lessons can be a great way to save. However, you will need to be insured on the car you practice in.

Short-term vehicle cover on travels

If you are taking a road trip or visiting family in another city, monthly car insurance can cover you while you are away. European cover can also be added to some policies.

Temporary insurance for young drivers

The cost of young drivers’ insurance has increased in the past few years. Monthly car insurance can fill the gaps for those not ready to invest in an annual policy.

1 month car insurance FAQs

How much is car insurance in the UK per month?

How quickly can I get temporary car insurance?

Is 1 month car insurance comprehensive?

Can I cancel 1 month insurance early?

What people have to say about us

Fantastic, seamless application, very pleased.😌

Samantha

Southampton, United Kingdom

First time I have heard of this website. So was very easy to use. I got a low quotation and was contacted by the cheapest insurer so very straightforward