Why does a bistro need insurance?

Bistro insurance is a type of commercial property and business insurance designed to make sure that your bistro is covered, in case of any unexpected incidents. It’s vital for the smooth running of your business that you have the appropriate type of insurance.

A bistro is a business with multiple different risk factors. Many of these come from the fact that bistros interact directly with members of the public, but there are other factors to consider too, such as the building, the employees and the stock.

It’s easy to imagine all the potential problems that could arise in a bistro – bistro insurance is very similar to restaurant insurance, since they have many of the same risks. This is why it’s so important to compare bistro insurance quotes, to ensure that you get the right insurance for your establishment.

What insurance does a bistro need?

There are several types of insurance that a bistro needs due to the varied range of tasks and risks within the business.

What are the most common types of insurance?

Commercial property insurance helps to protect against the costs that could arise due to damage to the bistro building, such as by fire, burst pipes, storms, vandalism or break-ins.

Employer’s liability insurance and public liability insurance are often legal requirements for businesses such as bistros. These types of insurance help to deal with the costs involved in case an employee or member of the public gets hurt or has an accident while at your bistro.

What other types of bistro insurance are there?

Product liability insurance is a type of bistro insurance that covers any problems caused by the food and drink you serve at your bistro, such as food poisoning or burns.

Contents insurance can help insure the contents of your bistro, such as stock, equipment, or furniture.

All these types of insurance, and some others, can be included in bistro insurance policies. It’s important to read all the details when comparing bistro insurance policy quotes to make sure the policy in question meets your needs.

How do I get cheap bistro insurance quotes?

It’s quick and simple to get cheap insurance quotes for bistro businesses in the UK. Simply input your details to get a range of quotes. You can then compare the options until you find a good match for the insurance needed for your bistro.

What is an insurance excess?

The excess is the amount that’s removed before the insurance provider pays out following an incident. It’s often possible to choose a higher excess to lower your insurance premium, but you must decide if this is right for your business.

How do I buy insurance through Quotezone?

Once you’ve selected the insurance you want to buy, simply click on it. Then follow the prompts on your screen to complete the process. Most insurers let you buy insurance online, but some may need you to complete the process over the phone. For any additional queries please visit our FAQ page