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Why do I need pet shop insurance?

Running a pet shop business can be fun and exciting, but it also comes with a range of risks. It’s important to make sure that you have the correct insurance for your pet shop. Usually, this starts as a kind of business insurance and commercial property insurance, but there are various options. To make sure you get cheaper pet shop insurance, compare quotes from insurance providers from around the UK, as this allows you to choose from a wide range of options.

Any kind of shop needs appropriate commercial insurance for shops. It’s important to make sure that all aspects of the pet shop business are considered. For example, pet shops deal with members of the public directly, and there is a risk of accident or injury. The physical location can also have a variety of large risks – fire damage, for instance.

Having employees also requires insurance. Most people also choose to insure any stock they store at the shop, as well as equipment. Picking the right insurance for your business is a good way to minimise these risks, and to make sure that your business can continue smoothly, should anything go wrong.

What types of pet shop insurance are there?

Commercial property insurance for a pet shop helps insure the building against unforeseen (and typically costly) events including fire, burst pipes, storms, vandalism or break-ins.

If you hire employees, whether full-time or part-time, it’s often a legal requirement to have employer’s liability insurance. This is in case an employee has an accident or gets hurt whilst working.

Another common legal requirement is public liability insurance, which is very similar but in case a member of the public, rather than an employee, has an accident whilst in your pet shop.

What extra pet shop insurance is available?

Other types of insurance include contents insurance, which helps protect the stock your shop houses. This is especially important given just how expensive pet shop stock can be.

Another type of insurance to consider is business interruption insurance; this helps protect your business should certain unexpected circumstances force you to stop trading.

There are other options that can be added to most insurance policies, and it’s important to consider all the options carefully.

How do I get cheap insurance quotes for pet shops?

It’s easy and quick to get insurance quotes! Simply input your details and the details of your business. You’ll then have a range of quotes to compare and choose from, along with various options which you can tailor to your particular pet shop business.

How is my pet shop insurance calculated?

Most insurance quotes for pet shops are calculated using several factors, including size, location, stock value and the number of employees. If you want to find a cheap quote, then it’s worth comparing offers from different insurance companies.

How do I buy my pet shop insurance through Quotezone?

Once you’ve found the insurance you wish to buy, simply follow the on-screen prompts, and then complete the purchase! This is usually done online, although some insurers may require you to do this over the phone.