Travel Insurance for Epilepsy

Compare Epilepsy Travel Insurance 

Travel Insurance for Epilepsy

Epilepsy travel insurance, sometimes referred to as epilepsy holiday insurance, acts like a financial cushion for any medical costs or events you might have as an epileptic while you are travelling. In some countries or travel destinations, medical facilities might not be as easily accessible as they are for UK travel. Your condition may result in difficult circumstances, but the right travel insurance coverage can protect you. 

Listed below are some steps to consider when looking for travel insurance with epilepsy:  

• Research the different insurers available to you. Our comparison tools can help. 
• Be sure to provide clear information about your medical conditions.  
• Ensure you understand the terms and conditions of the cover.  
• Consider the level of cover you need based on your circumstances. 

Quotezone.co.uk can help you find the right travel insurance for epilepsy at the right price. Compare travel insurance quotes from multiple UK insurance providers and save on your premiums today.

Why is medical travel insurance a good idea for people with epilepsy? 

Travel insurance for people with epilepsy offers financial cover if something goes wrong while you are travelling. Travelling is a fun experience where you learn about and see different parts of the world. 

With travelling, you learn that not every country is the same when it comes to access to medical facilities. The idea of travel insurance is to allow you to have similar medical treatment to what you would have in your home country. 

Travel insurance typically also covers medical repatriation which assists you in getting back to your home country for medical care when necessary. There are additional considerations such as liability for injury or property damage, loss of medications, a curtailed trip, or the inability to make a flight. 

Does every travel insurance company cover epilepsy? 

Unfortunately, no. Not every insurer offers travel insurance for people with epilepsy or for conditions that existed before taking out the policy. Listed below are a few points you need to consider:  

• Ensure you provide honest and accurate information about your medical conditions. 
• Familiarise yourself with the limitations of the different policies.  
• Compare as many different quotes as possible.  

Travel insurance for children with epilepsy

Insuring your child with travel insurance for pre-existing conditions is certainly an option. If your child has epilepsy and you require travel insurance, some specialist providers will offer you this coverage for a pre-existing medical condition. You may be required to produce medical documents regarding your child’s condition in order to get the coverage you need. As with epilepsy travel insurance for adults, not all insurers will cover a pre-existing condition – so Quotezone.co.uk can help you compare multiple providers to find the right coverage for you.

How do I find the insurers that do offer epilepsy travel insurance? 

When looking for epilepsy travel insurance make sure you look for insurers who cover pre-existing medical conditions. Then provide honest and accurate information about your epilepsy. This ensures you are fully covered for the care you could potentially need while travelling without running the risk of voiding your coverage. 

The best way to find an insurance policy that suits your needs is to research and shop around. Our comparison site Quotezone.co.uk can help you identify appropriate insurers and compare prices and policies. 

How does having a pre-existing medical condition like epilepsy affect my travel insurance options? 

Typically, travel insurance will not cover pre-existing medical conditions as standard. So, covering medical needs that exist before you purchase an insurance policy can restrict your travel insurance options. 

When looking for comprehensive epilepsy travel insurance, consider the points below:  

• You may need to complete a medical screening.  
• Consider the level of coverage you need based on your unique circumstances.  
• Travel insurance costs may be higher if you have a pre-existing condition.  
• You may need to provide a letter from your doctor or doctors about your medical condition. 

How much does epilepsy travel insurance cost? 

The cost of travel insurance for epilepsy sufferers depends on a variety of different factors. Some of these variables are listed below:  

• Your age.  
• Where you are travelling to. 
• How often you suffer from epileptic seizures.  
• How long you will be travelling for.  
• The insurer you choose to purchase your policy from.  

The cost will also depend on the level and types of coverage you want on your policy. This includes any optional extras that you add too. There are various types of relevant cover to consider if you have epilepsy, these include: 

• Lost and stolen luggage – Your medication is crucial and expensive. You can typically get cover for this. 
• Travel delays – If you can’t travel you can be protected for the cost of rebooking flights and accommodation. 
• Personal liability – If you should injure others or damage property, this can be included. 
• Medical expenses and repatriation – These are usually foundational parts of the overall cover you should consider. 

If I need a cheaper policy, should I take out travel insurance that excludes coverage for my epilepsy?  

While a policy that excludes your epilepsy may be cheaper in the short term, this is not always the case in the long run.  

Comprehensive epilepsy travel insurance offers you the peace of mind while travelling that you are financially protected. And even more importantly you can access any care you may need. 

If you choose to buy a travel insurance policy that excludes epilepsy and something happens, you could face serious financial trouble. In this case, you could be responsible for the financial implications of that decision alone, and these costs can be colossal. 

How do I declare my epilepsy to the insurer when I’m taking out travel insurance?  

When looking for travel insurance with epilepsy you must provide honest and accurate information about your medical background. Listed below are some of the ways you can declare your epilepsy:  

• Complete a medical declaration form.  
• Be honest about your diagnosis.  
• Supply a medical history or a letter from your doctor about your epilepsy.  
• Answer any questions they might have honestly.  
• Consider the policy terms and conditions carefully.  

Does the cost of epilepsy travel insurance vary depending on the country I’m travelling to? 

Yes. Your travel destination can impact the cost of travel insurance for people with epilepsy. Listed below are a few reasons why:  

• Medical care costs are different in every country. 
• Some destinations might not have easily accessible medical facilities.  
• Certain countries or travel destinations carry a higher risk than others.  
• Local regulations differ in every country.  

Before purchasing epilepsy travel insurance, make sure you have done sufficient research on the specific destination you would like to travel to. 

Ensure you understand all the terms and conditions as well as the exclusions of certain policies.  

Does the duration of the trip affect the premium I’ll have to pay for this policy? 

The length of your trip will affect the cost of comprehensive epilepsy travel insurance for many different reasons. Some of these reasons are listed below:  

• The longer your trip, the more exposure you have to risks.  
• The length of cover increases the cost. 
• The cost of accommodation is naturally higher when you are travelling for a longer period. 

You need to carefully consider all the different aspects when planning to travel with epilepsy. Travel insurance for epilepsy requires a lot of planning and you need to do your due diligence to ensure you purchase the correct policy for your needs.  

Does my age affect the cost of travel insurance with epilepsy? 

Your age does impact the cost of epilepsy travel insurance. Insurance premiums are typically calculated based on your level of risk. 

This means the older you are the higher your risk is for medical claims. Take note though that this doesn’t only ring true for people with epilepsy. Older people generally do pay more for insurance policies across the board. 

Insurers will usually conduct some type of risk assessment to ascertain how much of a risk you are to insure. If your insurer believes are a higher risk, your premium will be higher. 

When arranging holiday insurance for yourself, it is important to compare multiple quotes inorder to find the cheapest pre-existing medical insurance for you.