Honda Insurance

Insurance companies often offer discounts on your premiums if you drive below a set mileage annually. They do this as it reduces the risks of incidents that could result in claims. By accurately recording your mileage you may qualify for low mileage discounts. 

There are many security measures you can take to reduce the risks of theft and damage. Insurance companies will offer cheaper rates to policyholders who, for example, park their Honda in a locked garage. Technology can also be helpful with vehicle tracking systems, alarms and immobilisers helping to reduce premium costs with some insurers. 

If you make modifications to your Honda, you will often be charged higher insurance rates. Modifications can alter the driving performance of your Honda, which could make you more prone to accidents. More expensive and unique parts and body kits may also make your Honda more desirable to thieves. 

Insurers offer discounts to policyholders who pay their premiums annually. This reduces the administration workload of the insurer and has other financial benefits attractive to insurance companies. 

By choosing a higher excess you reduce the amount an insurer would have to pay to settle a claim. This reduces your risk profile and usually results in lower premiums. 

When you carefully analyse your insurance needs you can often adjust or exclude certain insurance options that may not apply to your situation or needs. This is valid whether you need annual or even temporary Honda insurance. By only getting the appropriate coverage for your Honda you can save on unnecessary insurance costs. 

Shopping around and comparing as many quotes as possible is a very important step in finding Honda auto insurance quotes that suit your needs and budget. By researching the insurance market, you can avoid being overcharged for the insurance you need. And you will be able to spot a good deal when you see one. 

The Honda Civic is one of the most loved Honda models in the UK. There are many different variations reflecting this popularity. A standard Civic like the 1.4 VTEC S can fall into groups between 5 and 22. The sportier, larger-engined and more valuable Type-R can qualify for groups as high as 34 to 40. 

The Jazz is an entry-level model and is a relatively cheap car to insure. The Jazz will typically fall into groups between 13 to 19 depending on the specific year and model. 

The Honda CR-V with AWD variations are found in groups similar to some 4X4 vehicles. They are found mid-range in the insurance groups, which is what you would expect for a SUV. The CR-V is found in groups between 22 to 25. 

As a Hybrid, the HR-V will fall into slightly higher insurance groups than other SUVs like the CR-V. The HR-V will typically fall into groups 30 or 31.