Lincoln Car Insurance

Lincoln is a luxury American motor company owned by manufacturer Ford, and includes a line-up of sedans, crossovers, and sports vehicles. Specialist showrooms can import certain models to the UK, such as the Lincoln Navigator.

If you want to find out more information about Lincoln insurance, then be sure to read through this helpful guide.

Are Lincoln’s expensive to insure?

Being an imported brand of high-end vehicles, Lincoln insurance will likely be on the higher end; however, this will of course depend on the model you own and how old it is. By comparing different quotes, you could still make a significant saving.

What are insurance policy excesses?

In short, excesses are the amount you agree to contribute towards any claim you make. For example, if damage costs £800 and your excess is £200, you will pay the first £200 and the insurance company with pay the remaining £600. The more excesses you pay, the less your monthly premium will be.

Can I reduce my Lincoln insurance?

You have several ways of lowering your Lincoln’s insurance premium, including:

• Black box insurance (or telematic insurance)
• Adding a more experienced named driver on your policy
• One consideration is to increase your voluntary insurance; however, you will need to be certain that you can afford this in the event of making a claim.
• Most insurers will offer more competitive quotes if you take measures to secure your car. For a luxury import like a Lincoln, this is highly advisable.

Will I be able to protect my no-claims discount?

When changing providers, it is possible to protect your no-claims discount, as long as you have evidence to show your new insurer. You may need to contact your current insurer yourself to retrieve this information.

Remember that switching during your current policy means you won’t earn your year’s no-claims discount, so make sure you are offsetting this by making a saving.

What type of cover can I choose for my Lincoln?

Third-party and comprehensive insurance are the two most common options. Third-party is required by law if you want to drive on the roads, but will only pay out for damage caused to other vehicles or individuals, not your own.

Conversely, comprehensive insurance protects you in a broader range of scenarios. And unlike third-party insurance, it also covers the cost of any repairs that your Lincoln might need.

Where can I find Lincoln car insurance?

Even though Lincoln’s are not a common sight on UK roads, it is still possible to hunt around for insurance quotes online. It is well worth researching and comparing different quotes, as doing so could help you save money on your insurance.

How much could I save if I compare quotes?

There isn’t an exact figure you can save on your insurance due to how varied quotes can be. However, you could possibly save hundreds of pounds by comparing different providers. Beyond saving money though, you could find more comprehensive (and suitable) cover options for your Lincoln.