Lotus Car Insurance

Lotus car Insurance

Whether you own a Lotus Evora, Elise or Exige, you’ll need a topnotch car insurance policy for you high-end motor. Still, that doesn’t mean have to pay over the odds for your cover – which is where we come in.

By comparing Lotus car insurance quotes from a wide range of different providers on Quotezone.co.uk you can increase your odds of finding the best Lotus insurance policy at the best possible price. 

How much does Lotus car insurance cost?

Lotus cars are powerful motors, which means they’re also expensive. So you probably won’t be surprised to learn than the cost of insuring your Lotus is likely to be quite a bit higher than an average UK premium as well.

Exactly how much you’ll have to pay will depend on a wide range of variables though, so the best plan is to compare real quotes through a site like Quotezone.co.uk.

What insurance group is a Lotus?

Every car belongs to one of 50 car insurance groups. These band cars from the cheapest to the most expensive to insure, group one being the lowest and 50 the highest. Lotus cars fall between groups 42 and 50, so expect to pay a high premium.

How do I find the best car insurance?

A variety of factors influence the price of car insurance. The good news is that you have control over some of those factors. For example, you should use a car insurance comparison website, such as Quotezone.co.uk. Think about paying annually, rather than monthly. And never just auto-renew, make sure you shop around to compare Lotus Evora insurance for the best price.

What types of insurance cover are there?

Most insurers will offer three levels of car insurance:

• Third party
• Third party fire and theft
• Comprehensive

Be sure to check each level according to your needs, rather than based on price. It’s not always the case that third party is the cheapest. Shop around.

Are there ways to reduce my car insurance quote?

Buying a Lotus Evora is an investment, so expect to pay quite a high premium for car insurance. You can’t reduce the insurance group of a Lotus, but options that could reduce the cost of car insurance quotes include:

• Installing an alarm, engine immobiliser or GPS tracker
• Securing your Lotus Evora effectively and to the satisfaction of the insurer
• Opting for a higher excess to weigh against a lower premium
• Ensuring your credit rating is sufficiently high

Will my job title affect my car insurance quote?

Your occupation will be an influencing factor in your car insurance quote. It’s likely that your job title may imply your appetite for risk. For example, insurers may think that a race car driver would be at a high risk of speeding. Whether you use your car for business is also a factor that will affect your quote.

Will I need a specialist insurer for my Lotus?

A specialist insurer is worth considering for any Lotus. With more than 110 different car insurance providers, we can find the right specialist for you.