HGV Driving Instructor Insurance

Specialist HGV Insurance Quotes To Get Your Business On The Road To Success

Being an HGV driving instructor can be very rewarding career. Thanks to your tuition, an individual can gain their full HGV license, which will open up various professional opportunities for them. However, to enable you to provide HGV driving instruction, you need to ensure you have the correct specially designed insurance.HGV driving school insurance covers HGV vehicles used for driving tuition, whether you need individual HGV driving instructor training insurance or insurance for a fleet.

Insurance tailored for your HGV driving school

You can tailor your HGV driving school insurance to your needs. So, whether you belong to a large HGV driving school or an independent instructor, you can opt for comprehensive, third-party fire and theft or third party only cover along with any optional extras.

You can keep your no-claims bonus

Most HGV driving school insurance policies will protect your no-claims discount across multiple HGVs, even if you don’t use them all for teaching. Most insurance providers allow you to protect your no-claims discount at no extra cost for at least six years.

Plenty of optional extras available

Most HGV driving instructor insurance providers will also offer combined coverage for your personal items too up to the value of £500 and personal accident cover up to £5,000 a year. Many providers also offer additional breakdown cover.

Frequently asked questions

What affects my HGV driving school insurance premiums?

The cost of HGV driving instructor insurance can vary greatly. The amount of time you spend on the road teaching will impact your risk of being involved in an accident. Where you live can also be a factor as to the cost of your insurance.

How can I lower the cost of HGV driving instructor training insurance?

To lower your insurance premiums, look at the age and condition of the HGV and consider investing in a new instructor vehicle. While this will be an expensive outlay initially, it will save you money on insurance in the long run. You can also consider increasing your excess, which will reduce your insurance premiums. This means that you will have to pay more in the event of a claim, but it can be very cost-effective.

What size vehicle does HGV driving instructor training insurance cover?

HGV insurance providers will typically provide insurance cover for vehicles that range from 7.5tons to 44tons. Insurance providers offer policies to cover everything from flatbeds to articulated lorries, concrete mixers to skip lorries.

What are the optional extras available with HGV insurance?

Most HGV insurers offer various optional extras such as public liability, employers’ liability, goods in transit insurance and European cover.

Can I take out immediate HGV driving school insurance cover?

You can get immediate cover. However, most insurers will require you to provide a deposit payment for your cover to start.

I’ve claimed in the past. Can I still get HGV insurance cover?

You can still be eligible for cover. The insurance provider will require details of your previous claim and then assess your risk.

Where can I find the best deals?

If you need HGV driving instructor insurance, Quotezone has a wide range of insurance providers to ensure you will find the best HGV insurance for your needs.