Driving Instructor Insurance Companies

Driving Instructor Insurance Company Quotes

Setting up on your own as a driving instructor can be very rewarding. Ensuring that new drivers learn a vital life skill and can safely drive with confidence is something to be proud of.

 The Driver and Vehicle Standards Agency (DVSA) oversees the qualification of Approved Driving Instructor (ADI). Until a trainee has passed the final exam they are known as a Potential Driving Instructor (PDI). When you are out on the road in either of these driving instructor capacities you will need driving instructor insurance.

What is driving instructor insurance?

When teaching a new driver to use a vehicle, perhaps for the first time, it is important to have suitable driving instructor insurance for your business. This will protect your own car and also provide cover for others on the road. 

How much is insurance for a driving instructor?

 Given the nature of the job, driving instructor insurance can be more expensive than regular insurance policies for other drivers. This doesn’t have to be the case for you however, just because others pay more doesn’t mean you need to also. At Quotezone we can help you find the right deal for you.

Why do I need driving instructor car insurance?

Because of their inexperience, learner drivers have an increased risk on the road. Even if they are a great learner and pick up skills quickly, they won’t have many driving hours under their belt or real-world experience. 

Every UK driving instructor is required by law to have driving instructor insurance, which is different from standard insurance. As well as personal cover, driving instructors must also have additional cover included in their policy, such as cover for negligence and public liability insurance. 

How does driving instructor insurance differ from standard insurance?

One main difference is that you will require hire and reward insurance, which allows you to legally carry other people in your car in return for payment. You are also at increased risk when carrying a learner driver, especially now that learners are permitted on motorways. This will be factored into the premiums. 

There are various extras that can also be included in the policy. For example, a dual-control courtesy car will allow you to carry on with your business in the event that your own car is being repaired. If you have another car that you also use, it will make sense to take out multi-car cover.

What does driving instructor insurance cover?

Driving instructor insurance provides ‘any driver cover’, this covers both you and your learners. Any driver cover, as well as hire and reward cover, are required by law. As you are providing a service to the public, you will also need a policy that includes public liability insurance. This protects you and your business if you are brought to court by a customer or member of the public and is mandatory for any business. 

Various extras are also available, such as negligent tuition cover which protects you against any claim made by a student who sustains an injury as a result of your negligence. 

How do I compare driving instructor insurance companies?

As with any type of insurance, finding cheap car insurance policies is best achieved by comparing several different policies. Using a comparison site will help you to see quotes from many different insurers in one place, where you can organise the results by price and choose the policy that is right for you.