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Trainee Driving Instructor Insurance

As a trainee driving instructor, there is a greater risk of something happening when you are out on the road with one of your pupils. Therefore, you need trainee driver instructor insurance to ensure you have the appropriate cover and protection should anything go wrong. 

Trainee driver instructor insurance

As a trainee, or potential driving instructor (PDI), you can teach driving lessons while you train to become an approved driving instructor (ADI). During this time, you will need to have trainee driving instructor insurance which takes into consideration any additional risk posed by your lack of experience and ADI qualification. Trainee driver instructor insurance offers the same basic cover all vehicle insurance does. However, most insurance policies offer several optional extras to ensure you get the maximum coverage that’s right for you.

Benefits of trainee driving instructor insurance

Instant cover when you need it

You can set up your trainee driver instructor insurance to start straight away if you need to. You’ll first have to answer a series of questions and set up your payment plan but once that is done, your insurance coverage can start immediately.

Dual control courtesy car

If your trainee driver instructor’s vehicle is out of action, your lessons don’t have to come to a halt. You can have the use of a replacement dual control courtesy car while yours’s is in the garage for repair. 

Insurance protection for any driver

A trainee driving instructor insurance policy will cover anyone who is driving your car. Whether it is you, your pupil or the examiner during a driving test, you have the peace of mind that any driver is covered to drive your car.

Frequently asked questions

What is trainee driving instructor insurance?

A standard car insurance policy doesn’t cover driving lessons. So, if you wish to set up a driving school and teach learner drivers, you need specific insurance to cover your business, your vehicle, yourself and your pupils. As you are a PDI, trainee driving instructor insurance will also cover you until you become a qualified ADI.

What insurance cover do trainee driving instructors need?

The type of trainee driving instructor insurance you need depends on what stage you are in your driver instructor training. You will need your insurance to cover you for public liability, professional indemnity, negligent tuition cover, uninsured driver protection and dual control car replacement.

Does trainee driving instructor insurance cover the ADI part 3 test?

While your trainee driving instructor insurance should cover the ADI part 3 test, it is a good idea to check with your insurance provider to ensure you have the appropriate cover for the assessment.

What affects the cost of trainee driving instructor insurance?

The cost of trainee driver instructor insurance is affected by where you live, the type of car you use for teaching, the hours you work, the type of cover you require and any optional extras you choose. As a trainee driving instructor, your premiums will be higher as you will be considered more of an insurance risk than an ADI.

How can I cut the cost of trainee driver instructor insurance?

Increasing the amount of excess you pay if your car needs a repair and upgrade your car to a newer, more efficient model will help cut your premiums. Don’t forget to think about how and where you store your car when it’s not in use. Keeping it off the road in a garage or on your driveway will also help.

What is the best trainee driving instructor insurance?

The best trainee instructor insurance will give you the protection you need as you work towards becoming an ADI. Having the best insurance policy means it only covers the things you need or might need in the future. The optional extras  are usually valuable but only if you need them.

How to find cheaper trainee driver instructor insurance?

To find the best deal on trainee driver instructor insurance, compare different insurance providers and policies on Quotezone. Always make sure you shop around to get the best policy cover and avoid letting your policy auto-renew each time as this may not offer you the best deal for your needs.