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Algarve holiday home insurance

Get quotes on holiday home insurance for your Algarve property

Do you need Algarve holiday home insurance for your property abroad? Quotezone.co.uk provide quotes from a range of UK insurance suppliers.

This page will answer all your questions on finding insurance for your foreign property.

What is holiday home insurance?

People use holiday home insurance when they own a second property. If you have a home abroad, then you may want this type of insurance. When we own a second home that is empty for prolonged periods, standard home insurance isn’t enough to protect it. This is because you can’t use standard home insurance in properties that are left empty for more than 30 days.

What does Algarve holiday home insurance cover?

Typical holiday home insurance covers your Algarve property for two things. It covers your building work of your property. It also includes contents insurance. This covers you against damage to property inside your house.

Is it a legal requirement?

Although holiday home insurance is not a legal requirement, it is good sense. If your property is left unoccupied for extended periods, it is at risk of burglary. If a pipe bursts in winter, it might be summertime before you spot the damage. If you hire cleaning staff to care for the property while you are away, they may cause accidental damage. All of this can be costly.

Do you need holiday home insurance for Portugal?

You do not need to take out holiday home insurance in Portugal by law. The single exception to this rule is if you have a Portuguese mortgage. Since you are buying a holiday home, this is unlikely.

What other insurance types should you get for a Portugal property?

If your property is in another country such as France or Spain, you should see our specific pages. The type of insurance you might need for a holiday home in the Algarve may change depending on the structure of your building. The rules differ for lodges and log cabins, for example.

How much does holiday home insurance in the Algarve cost?

The quickest way for you to find out how much holiday home insurance in the Algarve costs, is to compare quotes. Quote comparison with Quotezone.co.uk is simple and effective.

Where can I find quotes for holiday home insurance in the Algarve?

You can find quotes for holiday home insurance in the Algarve on our website. We draw quotes from UK based insurance providers in minutes. Using our quote comparison service allows you to retrieve quotes on holiday home insurance in a range of countries. Insure your second property today with our help.