Holiday Let Insurance

Get competitive holiday let insurance quotes from across the UK

Having a holiday let can be a lucrative business, but there are several risks associated with letting out a property. This is why it is important to get the right kind of holiday let insurance for your holiday let. If you want to get competitive holiday let insurance, compare quotes from insurers across the UK and see how much you could save on insuring holiday let properties.

Whether your holiday let is in the UK, Europe, or further abroad, it is possible to get competitive insurance from UK insurance providers to make sure you are protected if something goes wrong. It is easy to insure a range of different property types, such as insure a holiday lodge or a log cabin.

Do I need holiday let insurance for my holiday home?

If you want to insure your own holiday home in destinations such as Spain, Ireland, or elsewhere, you may not need the commercial aspects of holiday let insurance. However, if you intend to rent out your holiday home, including through a letting agency, you will probably need holiday let insurance.

What insurance does a holiday let need?

Since having a holiday let involves members of the public renting out your house, you may want to consider public liability insurance. This is to protect you in case a member of the public has an accident on your property. Even when it is not a legal requirement to have public liability insurance, it is worth considering for your holiday let.

How do I protect my holiday let?

You can choose from many types of insurance, from basic to more comprehensive. One of the most common types of holiday let insurance is buildings cover, which helps if your building gets damaged by vandalism, fire, or other accidents.

It is always wise to compare holiday let insurance to find the best deal.

Can I insure the contents of my holiday let?

Yes. Just like with any building insurance you can insure the contents, such as furniture and facilities. This usually protects them from any damage by fire, burst pipes, storms, and more, though the exact cover varies between different insurance providers.

How long can a holiday let be left unoccupied?

Different insurance policies have different rules on how long a holiday let can be left empty. Some insurance policies may not be valid if the holiday let is unoccupied for more than 90 days. Some have no maximum on how long the holiday let can be unoccupied. It is important to compare holiday let insurance quotes to find the right kind of insurance based on how long your holiday let is empty.

Can I get regular home insurance for holiday lets?

No. Most regular home insurance policies will not cover holiday lets. This is because holiday lets are seen as higher risk than occupied homes. For example, you may not realise there is a problem until it has developed because a holiday let is left unoccupied. You also need public liability insurance for holiday lets.

Do I need employer’s liability insurance?

If you fully employ a gardener or maid for your holiday let rental business, you may need employer’s liability insurance as well.

For any further queries please see our FAQ page.