Compare Australian Holiday Home Insurance

Helping you find the right holiday home insurance Australia

The thought of arranging insurance for a property on the other side of the world can be fairly daunting. Fear not, we’re here to make the process much simpler with our quotes comparison service and answers to your most pressing questions.

Can a UK insurer offer me cover for holiday homes in Australia?

Yes, we provide quotes from a number of UK insurance companies who specialise in insuring overseas properties, so there’s no need to worry about time difference when you’re sending emails and making phone calls.

Can non-residents buy property in Australia?

As a UK resident, you can buy a holiday home in Australia, but there are rules surrounding the type of property you’re allowed to buy.

You must apply to the FIRB, requesting approval for your property purchase. You are most likely to gain this approval by seeking to buy a new build property, or land upon which a holiday home can be built.

What will Australian holiday home insurance cover?

With the current Visa system for non-residents visiting Australia for holidays, it’s very likely that your holiday home will be empty for long periods. So, in addition to building and contents cover, one of the main features of this type of insurance is its cover for an unoccupied house.

Pool cover may come as standard but, if not, it can easily be added on.

Bushfire cover is desirable and usually comes as standard but, again, if not, is simple to add on.

Will my holiday home insurance Australia cover holiday lets?

If you’re looking to rent out your holiday home to either residents or non-residents, you’ll need to think about public liability insurance, accidental damage cover, loss of income, and alternative accommodation (in case your property can’t be used by guests in the event of an unforeseen circumstance).

Because you can’t pop over to Australia once a week to clean your property after guests leave, you’ll need to hire in cleaners, gardeners, and maintenance workers. Employer’s liability insurance is therefore something else you’ll need to add on to your policy.

Will Australia’s Visa system allow me to visit my holiday home regularly?

Yes, you can keep reapplying for a visitor’s Visa to Australia, especially since you can explain that you own a holiday home there.

Depending on your circumstances, you may like to use the tourist or sponsored family visitor Visa routes. As long as you aren’t intending to work or study in Australia and are there simply for a holiday, there is rarely an issue.