Insure a Overseas Holiday Home

Can I Insure A Overseas Holiday Home With UK Insurers?

Yes, many UK insurers will provide quotes for overseas holiday home insurance. They can insure a holiday home in a range of destinations right across the world including Spain.

This can be convenient, as your insurance documents and communications with customer service can be in English. It also means you can contact customer service working in the same time zone.

It’s not always easy to keep an eye on a holiday home in another country. Proper holiday home insurance can help protect you if something goes wrong.

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Can I insure a holiday home abroad with UK insurers?

Yes, many UK insurers will provide quotes for holiday home insurance abroad. They can insure a holiday home in Spain, Florida, or a range of other destinations.

This can be convenient, as your insurance documents and communications with customer service can be in English. It also means you can contact customer service working in the same time zone.

Can I get standard home insurance for my Overseas holiday home?

No, normal home insurance is designed for your primary residence. It does not usually cover properties that are left empty for long periods of time.

Why is holiday home insurance abroad more expensive?

Holiday home insurance is often more expensive than home insurance because of higher risk. There are more risks when properties are empty.

Empty properties can attract burglars or vandals. There is also a risk that small problems may not be noticed. For example, a leaking pipe may cause lots of damage before it’s fixed.

Can I insure any type of Overseas holiday home?

Most insurers will offer insurance for a range of different buildings. However, some non-standard buildings need special insurance. For example, you may need to look at log cabin insurance if your building is timber. Wood buildings have a greater risk of fire and water damage.

What cover do I get when I insure a holiday home abroad?

Holiday home cover is similar to home insurance. The most basic type of cover is usually property insurance. This generally protects in the event of problems such as fire, water damage, and storms.

Can I get additional cover when I insure a holiday home abroad?

Yes, most insurers will usually let you add extra cover. This can include contents cover to protect your belongings and furniture. You may also want to look at legal cover, public liability, or emergency repair cover.

I want to rent my holiday home. Can I still insure my overseas holiday home?

Yes, but you may need additional cover. You may want to consider the cover available when you insure a holiday let.